817 4th St, Charleston, IL 61920 Property Records

Coles County property record for 817 4th St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,668 sqft · built 1916
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Jun 2018)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1-04288-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-04288-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,668 sqft Base Area
1st Floor Area	1,668 sqft
Basement Area	652 sqft
Unfinished Basement	652 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1975
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	55 ft deep x 160 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	817 4TH ST
City	CHARLESTON
State	IL
Zip	61920-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRSUB14L05 #660641*
Legal Subdivision	ASSRSUB
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	3
Census Block	3003
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 4TH ST, CHARLESTON, IL 61920-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Apr 2, 2014 · Amount on Record
Deed Document Number	2018776671
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 21, 2018
Property Address	817 4TH ST, CHARLESTON, IL 61920-2709
Document Number	201800776671
Instrument Date	Jun 19, 2018
Instrument	201800776671
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10105 LANDPORT WAY, 10105, LAND O LAKES, FL 34638-6962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 4TH ST, CHARLESTON, IL 61920-2709

Mortgage

Document Number	201800776672
Date	Jun 21, 2018
Instrument	201800776672

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (-6.22%)	$36,233 (+20.67%) Land $4,613 Building $31,620	$108,699 (+20.67%) Land $13,839 Building $94,860
2023		$30,027 Land $3,823 Building $26,204	$90,081 Land $11,469 Building $78,612
2020	$2,347.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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