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83 Winners Cir, La Plata, MD 20646 Property Records

Charles County property record for 83 Winners Cir, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,348 sqft · built 2016
Lot Size0.055 acres (2,380 sqft)
Owner2 Individual Names on Record
Last Sale$371,060 (Oct 2016)
Tax Bill$20,507 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-081071

Property Details

APN / Parcel Number

Primary APN01-081071
Alternative APN
  • 081071

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,348 sqft Living Area
Gross Area2,762 sqft
1st Floor Area1,381 sqft
Basement Area967 sqft
Finished Basement967 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,380 sqft (0.055 acres)
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area119 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number081071
Street Address83 WINNERS CIR
CityLA PLATA
StateMD
Zip20646-4370
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMUD-2
Legal DescriptionLOT 43 PLT 7 PH 1 TOWN OF LA PLATA THE VIL OF STEEPLECHASE
Legal SubdivisionTHE VIL OF STEEPLECHASE
Legal Phase1
Legal Block2
Legal Lot Number43
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2020
Census Tract851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address83 WINNERS CIR, LA PLATA, MD 20646-4370
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2016 · Amount on Record
Deed SaleOct 7, 2016 · Amount on Record
Deed Book / Page9549 / 382
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address83 WINNERS CIR, LA PLATA, MD 20646-4370
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106920139
DateJun 28, 2019
Book Page10692/139
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueApr 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$446,400 (+14.02%) Land $85,000 Building $361,400$446,400 (+14.02%) Land $85,000 Building $361,400
2025$20,507.00 (+165.94%)
2023$7,711.00 Homeowner's exemption$391,500 Land $85,000 Building $306,500$391,500 Land $85,000 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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