Charles County property record for 80 Winners Cir, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,330 sqft · built 2016 |
| Lot Size | 0.055 acres (2,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,900 (Sep 2023) |
| Tax Bill | $20,297 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-080970 |
| Primary APN | 01-080970 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,330 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 1,381 sqft |
| Basement Area | 949 sqft |
| Finished Basement | 949 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,380 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 119 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 080970 |
|---|---|
| Street Address | 80 WINNERS CIR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4370 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MUD-2 |
| Legal Description | LOT 33 PLT 5 PH 1 TOWN OF LA PLATA THE VIL OF STEEPLECHASE |
| Legal Subdivision | THE VIL OF STEEPLECHASE |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 851001 |
80 Winners Cir, a townhouse, is owned and occupied by two individuals who bought it in September 2023.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 WINNERS CIR, LA PLATA, MD 20646-4370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Dec 14, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Prior Sale | Nov 1, 2016 · Amount on File |
| Deed Book / Page | 13048 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 8, 2023 |
| Property Address | 80 WINNERS CIR, LA PLATA, MD 20646-4370 |
| Document Number | 0130480440 |
| Book / Page | 13048 / 440 |
| Map Reference | MB 57 FO 409 |
| Instrument Date | Aug 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,399.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 80 WINNERS CIR, LA PLATA, MD 20646-4370 |
| Document Number | 0013048448 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 13048/448 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 11.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 80 WINNERS CIR, LA PLATA, MD 20646-4370 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0114870137 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 11487/137 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 311 Months |
| Due | Nov 1, 2046 |
The 2025 property tax bill for 80 Winners Cir was $20,297.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,200 Land $85,000 Building $354,200 | $439,200 Land $85,000 Building $354,200 | |
| 2025 | $20,297.00 | ||
| 2023 | $7,619.00 (+40.49%) Homeowner's exemption | $385,400 (+1.7%) Land $85,000 Building $300,400 | $385,400 (-) Land $85,000 Building $300,400 |
| 2022 | $5,423.00 Homeowner's exemption | $378,967 | $385,400 Land $85,000 Building $300,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 80 Winners Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 80 Winners Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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