83 Summer Ridge Dr, Jackson, KY 41339 Property Records

Breathitt County property record for 83 Summer Ridge Dr, Jackson, KY 41339 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,616 sqft · built 2018
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan Aug 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086-00-00-027.06`

Property Details

APN / Parcel Number

Primary APN	`086-00-00-027.06`
Alternative APNs	`10467` `4563`

Interior

Stories	2 Stories
Building Area	2,616 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	19,166 sqft (0.44 acres)
Terrain	Rolling
Driveway	Paver Driveway

Location & Zoning

Account Number	4563
Street Address	83 SUMMER RIDGE DR
City	JACKSON
State	KY
Zip	41339-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.44 AC & HOUSE
Jurisdiction	BREATHITT KY
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1047
Census Tract	920301

Owner

Source: Breathitt County records · APN 086-00-00-027.06

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 770, JACKSON, KY 41339-0770
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2017	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK & TRUST CO OF JACKSON
Aug 01, 2018	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK & TRUST CO OF JACKSON
May 10, 2019	Deed of Trust, Mortgage · ARM CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	83 SUMMER RIDGE DR, JACKSON, KY 41339-6517
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M158/494
Date	Nov 08, 2017
Book Page	M158/494
Instrument	116610

Lender

Name	CITIZENS BANK & TRUST CO OF JACKSON
Type	Bank
Address	JACKSON, KY 41339

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 03, 2018

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	83 SUMMER RIDGE DR, JACKSON, KY 41339-6517
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M160/377
Date	Aug 01, 2018
Book Page	M160/377
Instrument	117950

Lender

Name	CITIZENS BANK & TRUST CO OF JACKSON
Type	Bank
Address	JACKSON, KY 41339

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 03, 2019

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	83 SUMMER RIDGE DR, JACKSON, KY 41339-6517
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M162/824
Date	May 10, 2019
Book Page	M162/824
Instrument	119523

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2024
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.12%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Breathitt County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Breathitt County
Unified School District	Breathitt County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,084.00 (+4.37%)	$285,000 (-) Land $88,800 Building $196,200	$285,000 (-) Land $88,800 Building $196,200
2023	$3,913.00	$285,000	$285,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Breathitt County (21025C), updated August 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210259203011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2021–2025)
Most Recent Claim	Feb 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 7 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 82% of Kentucky
Wildfire Likelihood	About 1 in 338 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Thacker-Grigsby Telephone Company	Fiber	1,000 / 1,000
Crystal Broadband Networks	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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