Breathitt County property record for 109 Summer Ridge Dr, Jackson, KY 41339
| Property Type | Single Family Home |
|---|---|
| Details | 1,500 sqft |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (May 2025) |
| Tax Bill | $3,437 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-00-00-027.08 |
| Primary APN | 086-00-00-027.08 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,500 sqft Living Area |
| Exterior Material | Combination |
|---|---|
| Lot Area | 16,117 sqft (0.37 acres) |
| Driveway | Paver Driveway |
| Account Number | 43852 |
|---|---|
| Street Address | 109 SUMMER RIDGE DR |
| City | JACKSON |
| State | KY |
| Zip | 41339-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.37 AC 1 HOUSE |
| Jurisdiction | BREATHITT KY |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 920301 |
109 Summer Ridge Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Breathitt County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SUMMER RIDGE DR, JACKSON, KY 41339-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Warranty Deed, Transfer |
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on File |
| Deed Sale | May 2, 2025 · Amount on File |
| Prior Sale | Dec 13, 2022 · Amount on File |
| Deed Document Number | 2025130857 |
| Deed Book / Page | 276 / 56 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREATHITT KY |
| Recording Date | Dec 13, 2022 |
| Property Address | 109 SUMMER RIDGE DR, JACKSON, KY 41339-6517 |
| Document Number | 00D267/818 |
| Book / Page | D267 / 818 |
| Map Reference | DB 241 PG 565 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 125689 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $289.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 SUMMER RIDGE DR, JACKSON, KY 41339-6517 |
| Name | Verified Name |
|---|---|
| Address | 109 SUMMER RIDGE DR, JACKSON, KY 41339-6517 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREATHITT KY |
| Property Address | 109 SUMMER RIDGE DR, JACKSON, KY 41339-6517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M172/119 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | M172/119 |
| Instrument | 124076 |
| Name | COMMONWEALTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 109 Summer Ridge Dr was $3,437 with a homeowner's exemption.
Source: Breathitt County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breathitt County |
| Unified School District | Breathitt County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,437.00 | $305,000 Land $35,000 Building $270,000 | $305,000 Land $35,000 Building $270,000 |
| 2023 | $3,331.00 Homeowner's exemption Veteran's exemption | $289,000 | $289,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Summer Ridge Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2021–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Summer Ridge Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON MUNICIPAL WATER WORKS serves 4,704 people · EPA ID KY0130208 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Thacker-Grigsby Telephone Fiber | 1,000 / 1,000 |
| Crystal Broadband Networks Fiber | 1,000 / 1,000 |
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