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83 Reflections Ave, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 83 Reflections Ave, Ponte Vedra Beach, FL 32081

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,267 sqft · built 2025
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on Record
Last Sale$763,258 (Apr 2025)
Tax Bill$4,690 (2025)
Deeds & MortgagesJun 2025 Mortgage
Apr 2025 Sale
Flood ZoneZone A (high risk)
APN070503-3430

Property Details

APN / Parcel Number

Primary APN070503-3430

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,267 sqft Living Area
Gross Area2,666 sqft
1st Floor Area2,267 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address83 REFLECTIONS AVE
CityPONTE VEDRA
StateFL
Zip32081-1184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description124/1-25 SEABROOK VILLAGE PHASE 2 LOT 343 OR6128/593
Legal SubdivisionSEABROOK VILLAGE PHASE 2
Legal Block1
Legal Lot Number343
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2038
Census Tract20605

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address83 REFLECTIONS AVE, PONTE VEDRA, FL 32081-1184
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Apr 8, 2025Special Warranty Deed, Transfer
WESTMINSTER TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2025 · Amount on Record
Deed SaleApr 8, 2025 · Amount on Record
Deed Document Number202527576
Deed Book / Page6128 / 593
Record UpdatedJun 8, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address83 REFLECTIONS AVE, PONTE VEDRA, FL 32081-1184
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address83 REFLECTIONS AVE, PONTE VEDRA, FL 32081-1184

Mortgage

Document Number0061681531
DateJun 18, 2025
Book Page6168/1531
Instrument2025048093
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressANAHEIM, CA 92808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

April 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 8, 2025
Property Address83 REFLECTIONS AVE, PONTE VEDRA, FL 32081-1184
Document Number0061280593
Book / Page6128 / 593
Map ReferenceMB 124 PG 1-25
Instrument DateApr 4, 2025
Instrument2025027576
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyWESTMINSTER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$5,343.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

NameVerified Name
Address83 REFLECTIONS AVE, PONTE VEDRA, FL 32081-1184

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$645,032 (+437.53%) Land $185,000 Building $460,032$645,032 (+437.53%) Land $185,000 Building $460,032
2025$4,690.00 Homeowner's exemption$120,000$120,000 Land $120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 926 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies926 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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