St. Johns County property record for 77 Reflections Ave, Ponte Vedra Beach, FL 32081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,796 sqft · built 2025 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $870,000 (May 2025) |
| Tax Bill | $4,690 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 070503-3440 |
| Primary APN | 070503-3440 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,796 sqft Living Area |
| Gross Area | 3,337 sqft |
| 1st Floor Area | 1,241 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 77 REFLECTIONS AVE |
|---|---|
| City | PONTE VEDRA |
| State | FL |
| Zip | 32081-1184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 124/1-25 SEABROOK VILLAGE PHASE 2 LOT 344 OR6154/1260 |
| Legal Subdivision | SEABROOK VILLAGE PHASE 2 |
| Legal Block | 1 |
| Legal Lot Number | 344 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20605 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 77 REFLECTIONS AVE, PONTE VEDRA, FL 32081-1184 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | May 21, 2024 · Amount on Record |
| Deed Document Number | 202540845 |
| Deed Book / Page | 6154 / 1260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 23, 2025 |
| Property Address | 77 REFLECTIONS AVE, PONTE VEDRA, FL 32081-1184 |
| Document Number | 0061541260 |
| Book / Page | 6154 / 1260 |
| Map Reference | MB 124 PG 1-25 |
| Instrument Date | May 23, 2025 |
| Instrument | 2025040845 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,090.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9301 OLD KINGS RD S, JACKSONVILLE, FL 32257-6199 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 77 REFLECTIONS AVE, PONTE VEDRA, FL 32081-1184 |
| Document Number | 0061541262 |
|---|---|
| Date | May 23, 2025 |
| Instrument | 6154/1262 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702,950 (+485.79%) Land $185,000 Building $517,950 | $702,950 (+485.79%) Land $185,000 Building $517,950 | |
| 2025 | $4,690.00 Homeowner's exemption | $120,000 | $120,000 Land $120,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 926 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 926 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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