83 Pine Branch Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 83 Pine Branch Rd, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1966
Square Footage	1,452 sqft Living Area
Lot Size	37,026 sqft (0.85 acres)
Occupancy	Owner Occupied
Last Sale	$167,500 (2018)
Tax Bill	$1,281.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0880-12-76-7539`
Alternative APN	`555781621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,452 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1966
Construction Type	Wood Construction
Lot Area	37,026 sqft (0.85 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	555781621
Street Address	83 PINE BRANCH RD
City	SPRUCE PINE
State	NC
Zip	28777-8742
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE BRANCH RD
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	1
Census Block	1009
Census Tract	950300

Owner

Source: Mitchell County records · APN 0880-12-76-7539

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	83 PINE BRANCH RD, SPRUCE PINE, NC 28777-8742
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Deed Doc Number	2018001047
Deed Book / Page	592 / 238
Record Refreshed	Jun 08, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jun 21, 2018
Property Address	83 PINE BRANCH RD, SPRUCE PINE, NC 28777-8742
Document Number	000592/238
Book / Page	592 / 238
Map Reference	MB178 PG571
Instrument Date	Jun 20, 2018
Instrument	2018001047
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 MANITOU LNBARN, 37, LAKE ORION, MI 48362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 PINE BRANCH RD, SPRUCE PINE, NC 28777-8742

Mortgage

Document Number	000592/243
Date	Jun 21, 2018
Book Page	592/243
Instrument	2018001048

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,281.00	$228,900 (-) Land $14,400 Building $214,500
2023	$1,281.00	$228,900 Land $14,400 Building $214,500

Flood & Wildfire

83 Pine Branch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 47th percentile of exposed land nationally · 68th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.