55 Pine Branch Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 55 Pine Branch Rd, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Square Footage	2,842 sqft Living Area
Lot Size	35,284 sqft (0.81 acres)
Occupancy	Owner Occupied
Last Sale	$277,000 (2022)
Tax Bill	$1,764.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0880-12-76-8433`
Alternative APNs	`5006298000` `005006298` `555784468`

Interior

Building Area	2,842 sqft Living Area

Exterior

Lot Area	35,284 sqft (0.81 acres)

Location & Zoning

Account Number	555784468
Street Address	55 PINE BRANCH RD
City	SPRUCE PINE
State	NC
Zip	28777-8742
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	C; ON SR 1147
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	1
Census Block	1009
Census Tract	950300

Owner

Source: Mitchell County records · APN 0880-12-76-8433

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	55 PINE BRANCH RD, SPRUCE PINE, NC 28777-8742
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Doc Number	2022002049
Deed Book / Page	646 / 233
Record Refreshed	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jul 11, 2022
Property Address	55 PINE BRANCH RD, SPRUCE PINE, NC 28777-8742
Document Number	000646/233
Book / Page	646 / 233
Instrument Date	Jun 21, 2022
Instrument	2022002049
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PINE BRANCH RD, SPRUCE PINE, NC 28777-8742

Mortgage

Document Number	2022002050
Date	Jul 11, 2022
Instrument	2022002050

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,764.00	$315,100 (-) Land $14,300 Building $300,800
2023	$1,764.00	$315,100 Land $14,300 Building $300,800

Flood & Wildfire

55 Pine Branch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 40th percentile of exposed land nationally · 58th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,471 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.