83 Osprey Cir, Westbrook, CT 06498 Property Records

Westbrook Town property record for 83 Osprey Cir, Westbrook, CT 06498

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,388 sqft · built 1999
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$467,000 (Sep 2004)
Tax Bill$9,511 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jul 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNWBRO M:188 L:166

Property Details

APN / Parcel Number

Primary APNWBRO M:188 L:166
Alternative APN
  • 97398330

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area8,165 sqft
1st Floor Area1,985 sqft
Basement Area1,925 sqft
Unfinished Basement1,925 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area23,958 sqft (0.55 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number97398330
Street Address83 OSPREY CIR
CityWESTBROOK
StateCT
Zip06498-1777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal Lot Number166
JurisdictionWESTBROOK CT
Township / Civil DivisionWESTBROOK
Census Block Group1
Census Block1018
Census Tract680102

Owner

83 Osprey Cir is owned and occupied by two individuals who bought it in September 2004.

Source: Westbrook Town records, as of October 7, 2026

Owner of Record2 Individual Names on File
Mailing Address83 OSPREY CIR, WESTBROOK, CT 06498-1777
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Line of Credit
360 FEDERAL CREDIT UNION
Jul 29, 2025Deed of Trust, Mortgage · Line of Credit
360 FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2004 · Amount on File
Deed SaleSep 20, 2004 · Amount on File
Deed Book / Page255 / 957
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK CT
Recording DateSep 14, 2026
Property Address83 OSPREY CIR, WESTBROOK, CT 06498-1777
Document Number0393000338
Book / Page393 / 338
Instrument DateAug 14, 2026
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address83 OSPREY CIR, WESTBROOK, CT 06498-1777

Mortgage

Document Number0393000338,
DateSep 14, 2026
Book Page393/338
Lender
Name360 FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Max Rate-1%

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK CT
Property Address83 OSPREY CIR, WESTBROOK, CT 06498-1777
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000387-704
DateJul 29, 2025
Book Page387/704
Lender
Name360 FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term61 Months
DueAug 1, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 83 Osprey Cir was $9,511.

Source: Westbrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWestbrook Town
Unified School DistrictWestbrook School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,511.00$422,720 Land $208,290 Building $214,430$295,904 Land $145,803 Building $150,101
2024$9,511.00 (+5.54%)
2023$9,012.00 (+2.69%)$422,720 (-) Land $208,290 Building $214,430
2022$8,776.00$422,720 Land $208,290 Building $214,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Osprey Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Osprey Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-GUILFORD SYSTEM
private · serves 33,975 people · EPA ID CT0608011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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