Westbrook Town property record for 76 Osprey Cir, Westbrook, CT 06498
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,981 sqft · built 1999 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Sep 2025) |
| Tax Bill | $8,301 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBRO M:188 L:168 |
| Primary APN | WBRO M:188 L:168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,981 sqft Living Area |
| Gross Area | 5,227 sqft |
| 1st Floor Area | 1,981 sqft |
| Basement Area | 1,981 sqft |
| Unfinished Basement | 1,981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 97398240 |
|---|---|
| Street Address | 76 OSPREY CIR |
| City | WESTBROOK |
| State | CT |
| Zip | 06498-1773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Lot Number | 168 |
| Jurisdiction | WESTBROOK CT |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 680102 |
Source: Westbrook Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 OSPREY CIR, WESTBROOK, CT 06498-1773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · Line of Credit ASCEND BANK |
| Jun 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Feb 10, 2020 | Executor's Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2021 · Amount on Record |
| Deed Book / Page | 388 / 255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Sep 16, 2025 |
| Property Address | 76 OSPREY CIR, WESTBROOK, CT 06498-1773 |
| Document Number | 000388-255 |
| Book / Page | 388 / 255 |
| Instrument Date | Sep 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 76 OSPREY CIR, WESTBROOK, CT 06498-1773 |
| Document Number | 0000388258 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 388/258 |
| Name | ASCEND BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Jun 30, 2021 |
| Property Address | 76 OSPREY CIR, WESTBROOK, CT 06498-1773 |
| Document Number | 000368-507 |
| Book / Page | 368 / 507 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000368510 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 368/510 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Feb 10, 2020 |
| Property Address | 76 OSPREY CIR, WESTBROOK, CT 06498-1773 |
| Document Number | 000358-692 |
| Book / Page | 358 / 692 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000358694 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 358/694 |
| Name | BANK OF ENGLAND |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Westbrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Westbrook Town |
| Unified School District | Westbrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,301.00 | $368,950 (-) Land $208,590 Building $160,360 | $258,265 Land $146,013 Building $112,252 |
| 2024 | $8,301.00 (+5.53%) | ||
| 2023 | $7,866.00 (+2.7%) | $368,950 (-) Land $208,590 Building $160,360 | |
| 2022 | $7,659.00 | $368,950 Land $208,590 Building $160,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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