Hampden County and Westfield City property record for 83 Mechanic St, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,196 sqft · built 1890 |
| Lot Size | 0.141 acres (6,150 sqft) |
| Owner | Company Name on File |
| Last Sale | $232,000 (Mar 2026) |
| Tax Bill | $4,101 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | WFLD M:6 L:49 |
| Primary APN | WFLD M:6 L:49 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 4,839 sqft |
| Basement Area | 1,098 sqft |
| Unfinished Basement | 1,098 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 6,150 sqft (0.141 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 83 MECHANIC ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3029 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BA |
| Legal Lot Number | 49 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 812702 |
83 Mechanic St, a duplex, is owned by a company that bought it in March 2026.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 CARRIAGE LN, SOUTH HADLEY, MA 01075-2198 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage LOCO LENDING LLC |
| Mar 4, 2026 | Quit Claim Deed, Transfer COMMERCIAL LENDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Deed Document Number | 20269373 |
| Deed Book / Page | 26240 / 300 |
| Prior Transfer Date | Feb 25, 2026 |
| Prior Transfer Doc | 026240-300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 12, 2026 |
| Property Address | 83 MECHANIC ST, WESTFIELD, MA 01085-3029 |
| Document Number | 026329-135 |
| Book / Page | 26329 / 135 |
| Instrument Date | May 12, 2026 |
| Instrument | 202621097 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000021097, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 26329/135 |
| Instrument | 202621097 |
| Name | LOCO LENDING LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Mar 4, 2026 |
| Property Address | 83 MECHANIC ST, WESTFIELD, MA 01085-3029 |
| Document Number | 026240-300 |
| Book / Page | 26240 / 300 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 9373 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 CARRIAGE LN, SOUTH HADLEY, MA 01075-2198 |
| Document Number | 0000009374 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 9374 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 13 Months |
| Due | Apr 1, 2027 |
The 2026 property tax bill for 83 Mechanic St was $4,101, up 4.1% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,101.00 (+4.11%) | $274,700 (+5.86%) Land $74,500 Building $200,200 | $263,872 |
| 2025 | $3,939.00 | $259,500 Land $76,800 Building $182,700 | |
| 2023 | $3,727.00 | $219,500 Land $66,500 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 83 Mechanic St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 83 Mechanic St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures