Middlesex County and Reading Town property record for 83 Locust St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,013 sqft · built 1890 |
| Lot Size | 0.205 acres (8,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $559,000 (Sep 2019) |
| Tax Bill | $8,122 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0160.0 |
| Primary APN | READ M:027.0-0000-0160.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,013 sqft Living Area |
| Gross Area | 3,770 sqft |
| Basement Area | 1,524 sqft |
| Unfinished Basement | 1,524 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,939 sqft (0.205 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1020000000010 |
|---|---|
| Street Address | 83 LOCUST ST |
| City | READING |
| State | MA |
| Zip | 01867-2156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 83 LOCUST ST, READING, MA 01867-2156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jan 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Sep 13, 2019 | Quit Claim Deed, Transfer · Conventional with PMI WASHINGTON TR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on Record |
| Deed Sale | Sep 13, 2019 · Amount on Record |
| Prior Sale | Apr 30, 2008 · Amount on Record |
| Deed Document Number | 20191823364 |
| Transfer Doc | 1353-13 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 83 LOCUST ST, READING, MA 01867-2156 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001943481 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 1943481 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 83 LOCUST ST, READING, MA 01867-2156 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001868491 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 1868491 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 83 LOCUST ST, READING, MA 01867-2156 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1868491 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 1868491 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 13, 2019 |
| Property Address | 83 LOCUST ST, READING, MA 01867-2156 |
| Document Number | 0000023364 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 23364 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,549.04 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 83 LOCUST ST READING MA 018672156, READING, MA 01867-2156 |
| Document Number | 23365 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 23365 |
| Name | WASHINGTON TR MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,122.00 (-1.13%) | $713,100 (+1.74%) Land $444,100 Building $269,000 | $772,540 (+3.8%) |
| 2024 | $8,215.00 (-1.19%) | $700,900 (+6.13%) Land $436,500 Building $264,400 | $744,230 |
| 2023 | $8,314.00 | $660,400 Land $411,300 Building $249,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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