Middlesex County and Reading Town property record for 55 Locust St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,832 sqft · built 2020 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,205,000 (Nov 2020) |
| Tax Bill | $15,266 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0173.0 |
| Primary APN | READ M:027.0-0000-0173.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,832 sqft Living Area |
| Gross Area | 5,403 sqft |
| Basement Area | 1,392 sqft |
| Unfinished Basement | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,601 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1020000000170 |
|---|---|
| Street Address | 55 LOCUST ST |
| City | READING |
| State | MA |
| Zip | 01867-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 LOCUST ST, READING, MA 01867-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage CHARLES PARKER |
| Nov 4, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 3, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO |
| Dec 30, 2016 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Dec 3, 2019 · Amount on Record |
| Deed Book / Page | 76086 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 55 LOCUST ST, READING, MA 01867-2154 |
| Document Number | 76377-150 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 55 LOCUST ST READING MA 018672154, READING, MA 01867-2154 |
| Document Number | 76377-150 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 076377/000150 |
| Instrument | 233490 |
| Name | CHARLES PARKER |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 4, 2020 |
| Property Address | 55 LOCUST ST, READING, MA 01867-2154 |
| Document Number | 76086-112 |
| Book / Page | 076086 / 000112 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 5483 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,495.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 LOCUST ST READING MA 018672154, READING, MA 01867-2154 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 3, 2019 |
| Property Address | 55 LOCUST ST, READING, MA 01867-2154 |
| Document Number | 73758-178 |
| Book / Page | 73758 / 178 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 190117 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 LOCUST ST, READING, MA 01867-2154 |
| Document Number | 190118 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 190118 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 55 LOCUST ST, READING, MA 01867-2154 |
| Document Number | 68715-486 |
| Book / Page | 068715 / 000486 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | 68715-486 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 068715/000486 |
| Instrument | 2425 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 4, 2032 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,266.00 (+3.96%) | $1,392,900 (+8.04%) Land $482,300 Building $909,700 | $886,551 (-40.41%) |
| 2025 | $14,685.00 (-1.14%) | $1,289,300 (+1.73%) Land $446,400 Building $842,900 | $1,487,795 (+3.33%) |
| 2024 | $14,854.00 (-1.21%) | $1,267,400 (+6.12%) Land $438,800 Building $828,600 | $1,439,915 |
| 2023 | $15,036.00 | $1,194,300 Land $413,500 Building $780,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures