83 Lloyd Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 83 Lloyd Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,845 sqft · built 1910
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on File
Last Sale	$1,407,000 (Jul 2021)
Tax Bill	$27,629 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00303-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`13-00303-0000-00004`
Alternative APN	`130030300004`

Interior

Stories	2 Stories
Building Area	2,845 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130030300004
Street Address	83 LLOYD RD
City	MONTCLAIR
State	NJ
Zip	07042-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	85X150 IRR
Legal Block	303
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3009
Census Tract	16900

Owner

83 Lloyd Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	83 LLOYD RD, MONTCLAIR, NJ 07042-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Feb 17, 2016 · Amount on File
Deed Document Number	202186834
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 16, 2021
Property Address	83 LLOYD RD, MONTCLAIR, NJ 07042-1731
Document Number	0000086834
Instrument Date	Jul 2, 2021
Instrument	2021086834
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,150.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 LLOYD RD, MONTCLAIR, NJ 07042-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 LLOYD RD, MONTCLAIR, NJ 07042-1731

Mortgage

Document Number	0000086835
Date	Jul 16, 2021
Instrument	2021086835

Lender

Name	HARBORONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 83 Lloyd Rd was $27,629, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$785,800 (-) Land $331,800 Building $454,000	$785,800 (-) Land $331,800 Building $454,000
2025	$27,629.00 (+3.32%)	$785,800 Land $331,800 Building $454,000	$785,800 Land $331,800 Building $454,000
2024	$26,740.00
2023		$785,800 Land $331,800 Building $454,000	$785,800 Land $331,800 Building $454,000
2022	$25,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Lloyd Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Lloyd Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20