Cherokee County property record for 83 Hy Cobb Dr, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,495 sqft · built 1998 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Oct 2006) |
| Tax Bill | $1,112 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 447900665106000 |
| Primary APN | 447900665106000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,495 sqft Heated Area |
| Upper Floors Area | 611 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Dimensions | 247 ft deep x 144 ft wide |
| Terrain | Mountain |
| Porch | Finished/Screened Porch |
| Porch Area | 208 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 22457 |
|---|---|
| Street Address | 83 HY COBB DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-7103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 COUNTRY WALK III 916/159 |
| Legal Lot Number | 12 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 447900665106000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 83 HY COBB DR, MURPHY, NC 28906-7103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2006 · Amount on Record |
| Deed Sale | Oct 03, 2006 · Amount on Record |
| Deed Document Number | 2006-0003216 |
| Deed Book / Page | 1254 / 0296 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 83 HY COBB DR, MURPHY, NC 28906-7103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Title Company | FITCO |
| Name | Verified Name |
|---|---|
| Address | 83 HY COBB DR, MURPHY, NC 28906-7103 |
| Document Number | 01790/1224 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 1790/1224 |
| Instrument | 5767 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | 3045 S PARKER RD # B-100, AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 83 HY COBB DR, MURPHY, NC 28906-7103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001715/938 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 1715/938 |
| Instrument | 4355 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 83 HY COBB DR, MURPHY, NC 28906-7103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RESEARCH TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 01575/0200 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 01575/0200 |
| Instrument | 05509 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2042 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,112.00 | $155,880 (-) | $155,880 (-) Land $20,000 Building $135,880 |
| 2023 | $155,880 | $155,880 Land $20,000 Building $135,880 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Blue Ridge Mountain Electric Membership, Verizon, CND Acquisition, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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