509 Hy Cobb Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 509 Hy Cobb Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,436 sqft · built 1999
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,500 (Nov 2020)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`447900642516000`

Property Details

APN / Parcel Number

Primary APN	`447900642516000`
Alternative APN	`53237`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,436 sqft Heated Area
Gross Area	3,256 sqft
1st Floor Area	1,020 sqft
Upper Floors Area	416 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	187 ft deep x 109 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	304 sqft
Deck Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53237
Street Address	509 HY COBB DR
City	MURPHY
State	NC
Zip	28906-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 COUNTRY WALK EST III 768/90
Legal Subdivision	COUNTRY WALK ESTATE III
Legal Lot Number	17
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1038
Census Tract	930604

Owner

Source: Cherokee County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6717 TIDWELL ST, NORTH PORT, FL 34291-4086
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jun 1, 1996 · Amount on Record
Deed Document Number	20206780
Deed Book / Page	1664 / 27
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Apr 6, 2026
Property Address	509 HY COBB DR, MURPHY, NC 28906-6224
Document Number	0000001597
Book / Page	1798 / 1170
Instrument Date	Apr 6, 2026
Instrument	20261597
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 HY COBB DR, MURPHY, NC 28906-6224

Mortgage

Document Number	0000001597,
Date	Apr 6, 2026
Book Page	1798/1170
Instrument	20261597

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 10, 2020
Property Address	509 HY COBB DR, MURPHY, NC 28906-6224
Document Number	1664/27
Book / Page	1664 / 27
Instrument Date	Oct 24, 2020
Instrument	6780
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 HY COBB DR, 509, MURPHY, NC 28906-6224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6717 TIDWELL ST, NORTH PORT, FL 34291-4086

Mortgage

Document Number	166430
Date	Nov 10, 2020
Instrument	1664/30

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00	$181,660 (-)	$181,660 (-) Land $22,500 Building $159,160
2023		$181,660	$181,660 Land $22,500 Building $159,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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