83 Elm St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 83 Elm St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,289 sqft · built 2008
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Mar 2019)
Tax Bill	$6,046 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R02 B:0000 L:0017C`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R02 B:0000 L:0017C`
Alternative APN	`NBRY M:0R02 B:0000 L:0017C`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,289 sqft Living Area
Gross Area	3,542 sqft
Basement Area	1,134 sqft
Unfinished Basement	113 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	83 ELM ST
City	BYFIELD
State	MA
Zip	01922-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	NEWBURY
Legal Lot Number	17C
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	3
Census Block	3014
Census Tract	269100

Owner

83 Elm St is owned and occupied by two individuals who acquired it in October 2021.

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	83 ELM ST, BYFIELD, MA 01922-2813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Mar 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Oct 13, 2017	Quit Claim Deed, Transfer SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Oct 13, 2017 · Amount on File
Deed Book / Page	37410 / 300
Last Transfer Date	Oct 25, 2021
Transfer Doc	040429-422
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Oct 29, 2021
Property Address	83 ELM ST, NEWBURY, MA 01922-2813
Document Number	40429-422
Book / Page	40429 / 422
Instrument Date	Oct 25, 2021
Instrument	20211029000940
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 ELM ST, NEWBURY, MA 01922-2813

Mortgage

Document Number	40429-425
Date	Oct 29, 2021
Book Page	40429/425
Instrument	20211029000950

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Oct 29, 2021
Property Address	83 ELM ST, NEWBURY, MA 01922-2813
Document Number	040429-422
Book / Page	40429 / 422
Instrument Date	Oct 25, 2021
Instrument	20211029000940
Transaction Type	Transfer
Record Updated	Jul 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 ELM ST, NEWBURY, MA 01922-2813

Mortgage

Document Number	20211029000950
Date	Oct 29, 2021
Instrument	20211029000950

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	83 ELM ST, NEWBURY, MA 01922-2813
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37001-486
Date	Sep 10, 2018
Book Page	37001/486
Instrument	180910003290

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Mar 29, 2019
Property Address	83 ELM ST, NEWBURY, MA 01922-2813
Document Number	37410-300
Book / Page	37410 / 300
Instrument Date	Mar 29, 2019
Instrument	20190329002100
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 ELM ST, NEWBURY, MA 01922-2813

Mortgage

Document Number	190329002110
Date	Mar 29, 2019
Instrument	190329002110

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Oct 13, 2017
Property Address	83 ELM ST, NEWBURY, MA 01922-2813
Document Number	36252-97
Book / Page	36252 / 97
Instrument	439
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 ELM ST, NEWBURY, MA 01922-2813

Mortgage

Document Number	362520100
Date	Oct 13, 2017
Instrument	36252/0100

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 83 Elm St was $6,046, down 0.4% from the year before.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,046.00 (-0.4%)	$811,500 (+2.67%) Land $326,900 Building $484,600	$855,665
2024	$6,070.00 (-3.85%)	$790,400 (+8.56%) Land $326,900 Building $463,500
2023	$6,313.00	$728,100 Land $305,100 Building $423,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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