71 Elm St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 71 Elm St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 1998
Lot Size	1.24 acres (54,228 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,176 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R02 B:0000 L:00028`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R02 B:0000 L:00028`
Alternative APN	`NBRY M:0R02 B:0000 L:00028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	5,030 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,228 sqft (1.24 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	71 ELM ST
City	BYFIELD
State	MA
Zip	01922-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NEWBURY
Legal Lot Number	28
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	3
Census Block	3014
Census Tract	269100

Owner

71 Elm St is owned and occupied by two individuals who acquired it in September 2023.

Source: Essex County and Newbury Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 ELM ST, BYFIELD, MA 01922-2813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage BROOKLINE BANK
Nov 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 20, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 4, 2017	Deed of Trust, Mortgage FIRST IPSWICH BANK
Apr 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST IPSWICH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 15, 2023
Transfer Doc	0041770-65
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	71 ELM ST, NEWBURY, MA 01922-2813
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042743-579
Date	May 29, 2025
Book Page	42743/579
Instrument	20250529005410

Lender

Name	BROOKLINE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jun 1, 2032
Index	1-Year CMT

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	71 ELM ST, NEWBURY, MA 01922-2813
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043098-217
Date	Nov 28, 2025
Book Page	43098/217
Instrument	20251128001210

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Sep 20, 2023
Property Address	71 ELM ST, NEWBURY, MA 01922-2813
Document Number	0041770-65
Book / Page	41770 / 65
Instrument Date	Sep 15, 2023
Instrument	20230920002980
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 ELM ST, BYFIELD, MA 01922-2813

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	71 ELM ST, NEWBURY, MA 01922-2813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35779-124
Date	Apr 4, 2017
Book Page	35779/124
Instrument	373

Lender

Name	FIRST IPSWICH BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	71 ELM ST, NEWBURY, MA 01922-2813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37415-267
Date	Apr 1, 2019
Book Page	37415/267
Instrument	20190401001360

Lender

Name	FIRST IPSWICH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 71 Elm St was $6,176, down 0.1% from the year before.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,176.00 (-0.1%)	$829,000 (+2.98%) Land $330,400 Building $498,600	$775,675
2024	$6,182.00 (-4.05%)	$805,000 (+8.33%) Land $330,400 Building $474,600
2023	$6,443.00	$743,100 Land $308,600 Building $434,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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