83 Cottage St, Trumbull, CT 06611 Property Records

Trumbull Town property record for 83 Cottage St, Trumbull, CT 06611

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,624 sqft · built 2011
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$936,000 (Sep 2025)
Tax Bill	$16,413 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TRUM M:E-08 L:00120 U:000`

Property Details

APN / Parcel Number

Primary APN	`TRUM M:E-08 L:00120 U:000`
Alternative APNs	`M:E08 B:00120 L:000` `189400`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,624 sqft Living Area
Gross Area	7,651 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	1,901 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	189400
Street Address	83 COTTAGE ST
City	TRUMBULL
State	CT
Zip	06611-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	120
Jurisdiction	TRUMBULL CT
Township / Civil Division	TRUMBULL
Census Block Group	1
Census Block	1006
Census Tract	90300

Owner

83 Cottage St is owned by two individuals who bought it in September 2025.

Source: Trumbull Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 HUNYADI AVE, FAIRFIELD, CT 06824-4119
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Line of Credit DIGITAL FCU
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	20251011
Deed Book / Page	1953 / 364
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL CT
Recording Date	Sep 17, 2025
Property Address	83 COTTAGE ST, TRUMBULL, CT 06611-2827
Document Number	001953-364
Book / Page	1953 / 364
Instrument Date	Sep 16, 2025
Instrument	1011
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	191 HUNYADI AVE, FAIRFIELD, CT 06824-4119

Mortgage

Document Number	6094950026
Date	Sep 17, 2025
Instrument	6094950026

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2030
Index	Other
Margin	3

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL CT
Recording Date	Sep 3, 2019
Property Address	83 COTTAGE ST, TRUMBULL, CT 06611-2827
Document Number	1794-1
Book / Page	001794 / 000001
Instrument Date	Sep 3, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 COTTAGE ST TRUMBULL CT 066112827, TRUMBULL, CT 06611-2827

Mortgage

Document Number	1794-4
Date	Sep 3, 2019
Book Page	001794/000004

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 83 Cottage St was $16,413.

Source: Trumbull Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Trumbull Town
Unified School District	Trumbull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,413.00	$446,670 Land $142,310 Building $304,360	$312,669 Land $99,617 Building $213,052
2024	$16,413.00
2022	$15,441.00	$446,670 Land $142,310 Building $304,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 83 Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Cottage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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