80 Cottage St, Trumbull, CT 06611 Property Records

Trumbull Town property record for 80 Cottage St, Trumbull, CT 06611

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,338 sqft · built 1949
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Aug 2020)
Tax Bill	$10,957 (2025)
Deeds & Mortgages	May 2025 Second Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`TRUM M:E-08 L:00101 U:000`

Property Details

APN / Parcel Number

Primary APN	`TRUM M:E-08 L:00101 U:000`
Alternative APNs	`M:E08 B:00101 L:000` `644000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,250 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	644000
Street Address	80 COTTAGE ST
City	TRUMBULL
State	CT
Zip	06611-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	101
Jurisdiction	TRUMBULL CT
Township / Civil Division	TRUMBULL
Census Block Group	1
Census Block	1000
Census Tract	90300

Owner

Source: Trumbull Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 COTTAGE ST, TRUMBULL, CT 06611-2830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BETTER MORTGAGE CORP
Aug 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRFIELD COUNTY BANK
Jun 4, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20205087100002
Deed Book / Page	1819 / 844
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL CT
Property Address	80 COTTAGE ST, TRUMBULL, CT 06611-2830
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001945-258
Date	May 5, 2025
Book Page	1945/258
Instrument	6059700013

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL CT
Recording Date	Aug 3, 2020
Property Address	80 COTTAGE ST, TRUMBULL, CT 06611-2830
Document Number	1819-844
Book / Page	1819 / 844
Instrument Date	Jul 28, 2020
Instrument	5087100002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	794 HART ST, BROOKLYN, NY 11237-3585

Mortgage

Document Number	5087110010
Date	Aug 3, 2020
Instrument	5087110010

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL CT
Recording Date	Jun 4, 2019
Property Address	80 COTTAGE ST, TRUMBULL, CT 06611-2830
Document Number	1787-92
Book / Page	001787 / 000092
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 COTTAGE ST TRUMBULL CT 066112830, TRUMBULL, CT 06611-2830

Mortgage

Document Number	1787-95
Date	Jun 4, 2019
Book Page	001787/000095

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Trumbull Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Trumbull Town
Unified School District	Trumbull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,957.00	$298,200 (-) Land $135,170 Building $163,030	$208,740 Land $94,619 Building $114,121
2024	$10,957.00 (+6.29%)
2022	$10,309.00	$298,200 Land $135,170 Building $163,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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