829 Thompson Rd, Saluda, NC 28773 Property Records

Polk County property record for 829 Thompson Rd, Saluda, NC 28773

Property Summary

Property Type	Other Improved
Lot Size	18.8 acres (822,848 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Mar 2018)
Tax Bill	$4,245 (2026)
Deeds & Mortgages	Oct 2020 Construction Loan Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`P14-25`

Property Details

APN / Parcel Number

Primary APN	`P14-25`
Alternative APN	`55881`

Exterior

Lot Area	822,848 sqft (18.8 acres)

Location & Zoning

Account Number	55881
Street Address	829 THOMPSON RD
City	SALUDA
State	NC
Zip	28773
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	P14, P14 MAP P14
Legal Subdivision	MAP P14
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1003
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 CUCAMONGA TRL, TIMBERLAKE, NC 27583-9185
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Construction Mortgage COASTAL FCU
Mar 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Jul 21, 2003 · Amount on Record
Deed Document Number	20184692010004
Deed Book / Page	432 / 1121
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	829 THOMPSON RD, SALUDA, NC 28773-0078
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00452/1706
Date	Oct 9, 2020
Book Page	452/1706

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 27, 2018
Property Address	829 THOMPSON RD, SALUDA, NC 28773-0078
Document Number	00432/1121
Book / Page	432 / 1121
Instrument Date	Mar 27, 2018
Instrument	004692010004
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CUCAMONGA TRL, TIMBERLAKE, NC 27583-9185

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,245.00 (+1.29%)	$719,261 (-) Land $174,230 Building $545,031	$719,261 (-) Land $174,230 Building $545,031
2025	$4,191.00 (+48.93%)	$719,261 (+77.42%) Land $174,230 Building $545,031	$719,261 (+77.42%) Land $174,230 Building $545,031
2023	$2,814.00	$405,407 Land $114,450 Building $290,957
2021			$405,407 Land $114,450 Building $290,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Thompson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures