689 Thompson Rd, Saluda, NC 28773 Property Records

Polk County property record for 689 Thompson Rd, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,321 sqft · built 2002
Lot Size	4.88 acres (212,573 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2007)
Tax Bill	$1,768 (2026)
Deeds & Mortgages	Jan 2017 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P14-24`

Property Details

APN / Parcel Number

Primary APN	`P14-24`
Alternative APN	`54708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,321 sqft Finished Area
Basement Area	944 sqft
Unfinished Basement	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	212,573 sqft (4.88 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	54708
Street Address	689 THOMPSON RD
City	SALUDA
State	NC
Zip	28773-9846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOTS C & E, P14 MAP P14
Legal Subdivision	MAP P14
Legal Tract	E
Legal Lot Number	C
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1003
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2271 CULTURA CIR, MOUNT PLEASANT, SC 29466-9515
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
May 19, 2021	Intrafamily Transfer, Transfer
Jan 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2007 · Amount on Record
Deed Sale	Aug 24, 2007 · Amount on Record
Deed Book / Page	357 / 1275
Last Transfer Date	May 14, 2021
Transfer Doc	00459/1368
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	689 THOMPSON RD, SALUDA, NC 28773-9846
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000424/970
Date	Jan 19, 2017
Book Page	424/970
Instrument	004633870019

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	May 19, 2021
Property Address	689 THOMPSON RD, SALUDA, NC 28773-9846
Document Number	00459/1368
Book / Page	459 / 1368
Map Reference	FILE E PG 952
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 RIVER LANDING DR UNIT 7104, 130, DANIEL ISLAND, SC 29492-7415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2036 PROSPECT HILL DR, MOUNT PLEASANT, SC 29464-6218

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 19, 2017
Property Address	689 THOMPSON RD, SALUDA, NC 28773-9846
Document Number	00424/0967
Book / Page	424 / 0967
Instrument Date	Jan 9, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2036 PROSPECT HILL DR, 2036, MOUNT PLEASANT, SC 29464-6218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2036 PROSPECT HILL DR, MOUNT PLEASANT, SC 29464-6218

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,768.00 (+1.32%)	$299,565 (-) Land $62,160 Building $237,405	$299,565 (-) Land $62,160 Building $237,405
2025	$1,745.00 (+11.64%)	$299,565 (+33.06%) Land $62,160 Building $237,405	$299,565 (+33.06%) Land $62,160 Building $237,405
2023	$1,563.00	$225,131 Land $44,400 Building $180,731
2021			$225,131 Land $44,400 Building $180,731

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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