St. Louis County property record for 829 Charles Ave, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 756 sqft · built 1914 |
| Lot Size | 0.107 acres (4,696 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,500 (Jan 2015) |
| Tax Bill | $1,976 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2022 Re-recorded Document + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0840-00660 |
| Primary APN | 010-0840-00660 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 756 sqft Gross Area |
| 1st Floor Area | 432 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,696 sqft (0.107 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 225 sqft |
| Deck Area | 24 sqft |
| Storage Building | 32 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 983551 |
|---|---|
| Street Address | 829 CHARLES AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 12 1/2 FT OF LOT 33 AND ALL OF LOT 34 SERIAL # |
| Legal Subdivision | DICKERMANS DIVISION OF DULUTH |
| Legal Block | 2 |
| Legal Lot Number | 33-34 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1104 ACACIA AVE, DULUTH, MN 55810-2631 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU |
| Mar 1, 2022 | Re-recorded Document |
| Mar 1, 2022 | Re-recorded Document |
| Mar 1, 2022 | Re-recorded Document |
| Mar 1, 2022 | Re-recorded Document |
| Feb 1, 2020 | Loan Modification, Mortgage · Conventional Mortgage SHARE ADVANTAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2015 · Amount on Record |
| Deed Sale | Jan 23, 2015 · Amount on Record |
| Prior Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 2015308674 |
| Last Transfer Date | Nov 8, 2021 |
| Transfer Doc | 0001438226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 829 CHARLES AVE, DULUTH, MN 55807-1414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4929 MATTERHORN DR, DULUTH, MN 55811-6700 |
| Document Number | 0001070818 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 1070818 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Jul 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 1, 2022 |
| Property Address | 829 CHARLES AVE, DULUTH, MN 55807-1414 |
| Document Number | 0001053834 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 1053834 |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 1, 2022 |
| Property Address | 829 CHARLES AVE, DULUTH, MN 55807-1414 |
| Document Number | 0001438229 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 1438229 |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 1, 2022 |
| Property Address | 829 CHARLES AVE, DULUTH, MN 55807-1414 |
| Document Number | 0001438226 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 1438226 |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 1, 2022 |
| Property Address | 829 CHARLES AVE, DULUTH, MN 55807-1414 |
| Document Number | 0001053831 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 1053831 |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 829 CHARLES AVE, DULUTH, MN 55807-1414 |
| Document Number | 00T1021018 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1106 ACACIA AVE PROCTOR MN 558102631, PROCTOR, MN 55810-2631 |
| Document Number | 00T1021018 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | T1021018 |
| Name | SHARE ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 1, 2027 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,976.00 (+0.82%) | ||
| 2025 | $1,960.00 (+5.04%) | $154,200 (+8.98%) Land $12,100 Building $142,100 | $154,200 (+8.98%) Land $12,100 Building $142,100 |
| 2024 | $1,866.00 | $141,500 (+24.45%) Land $12,900 Building $128,600 | $141,500 (+24.45%) Land $12,900 Building $128,600 |
| 2022 | $113,700 Land $12,600 Building $101,100 | $113,700 Land $12,600 Building $101,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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