St. Louis County property record for 826 Charles Ave, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,144 sqft · built 1921 |
| Lot Size | 0.143 acres (6,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Aug 2007) |
| Tax Bill | $2,756 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0840-00970 |
| Primary APN | 010-0840-00970 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Gross Area |
| 1st Floor Area | 806 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,264 sqft (0.143 acres) |
| Garage Area | 350 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Deck Area | 308 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 866854 |
|---|---|
| Street Address | 826 CHARLES AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17 AND 18 SERIAL # |
| Legal Subdivision | DICKERMANS DIVISION OF DULUTH |
| Legal Block | 3 |
| Legal Lot Number | 17-18 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 15800 |
826 Charles Ave is owned and occupied by an individual who acquired it in May 2008.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 826 CHARLES AVE, DULUTH, MN 55807-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2007 · Amount on File |
| Deed Sale | Aug 3, 2007 · Amount on File |
| Prior Sale | Feb 11, 2003 · Amount on File |
| Deed Document Number | 2007840639 |
| Last Transfer Date | May 19, 2008 |
| Transfer Doc | 0000853356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 826 CHARLES AVE, DULUTH, MN 55807-1415 |
| Document Number | 00T1031199 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 826 CHARLES AVE DULUTH MN 558071415, DULUTH, MN 55807-1415 |
| Document Number | 00T1031199 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | T1031199 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 28, 2040 |
The 2026 property tax bill for 826 Charles Ave was $2,756 with a homeowner's exemption, up 0.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,756.00 (+0.15%) Homeowner's exemption | ||
| 2025 | $2,752.00 (+2.76%) Homeowner's exemption | $240,300 (+7.61%) Land $16,100 Building $224,200 | $240,300 (+7.61%) Land $16,100 Building $224,200 |
| 2024 | $2,678.00 | $223,300 Land $17,300 Building $206,000 | $223,300 Land $17,300 Building $206,000 |
| 2022 | $190,100 Land $15,900 Building $174,200 | $190,100 Land $15,900 Building $174,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 826 Charles Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 826 Charles Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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