8289 Upper Hill Rd, Westover, MD 21871 Property Records

Somerset County property record for 8289 Upper Hill Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,228 sqft · built 2022
Lot Size	0.21 acres (9,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (May 2022)
Tax Bill	$2,082 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`06-100007`

Property Details

APN / Parcel Number

Primary APN	`06-100007`
Alternative APNs	`6100007` `100007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,166 sqft (0.21 acres)
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	100007
Street Address	8289 UPPER HILL RD
City	WESTOVER
State	MD
Zip	21871-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.21 AC - PL 38/37 E/S UPPER HILL RD UPPER HILL
Legal Subdivision	LEVIN WATERS
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3018
Census Tract	930800

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8289 UPPER HILL RD, WESTOVER, MD 21871-4119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE
Apr 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 19, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 18, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Book / Page	1232 / 253
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Recording Date	Jul 22, 2026
Property Address	8289 UPPER HILL RD, WESTOVER, MD 21871-4119
Document Number	1476000174
Book / Page	1476 / 174
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8289 UPPER HILL RD, WESTOVER, MD 21871-4119

Mortgage

Document Number	1476000174,
Date	Jul 22, 2026
Book Page	1476/174

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jun 1, 2052

Interest

Rate	6.11%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	8289 UPPER HILL RD, WESTOVER, MD 21871-4119
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013420294
Date	Apr 22, 2024
Book Page	1342/294

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	May 19, 2022
Property Address	8289 UPPER HILL RD, WESTOVER, MD 21871-4119
Document Number	0012320253
Book / Page	1232 / 253
Instrument Date	May 18, 2022
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8289 UPPER HILL RD, WESTOVER, MD 21871-4119

Mortgage

Document Number	0001232260
Date	May 19, 2022
Instrument	1232-260

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Oct 18, 2017
Property Address	8289 UPPER HILL RD, WESTOVER, MD 21871-4119
Document Number	0009630042
Book / Page	000963 / 000042
Instrument Date	Oct 16, 2017
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 41 FRUITLAND MD 218260041, FRUITLAND, MD 21826-0041

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,082.00 (+8.49%)	$187,300 (+23.12%)	$202,000 (+27.93%) Land $27,200 Building $174,800
2025	$1,919.00 (+13.48%)
2023	$1,691.00	$152,133	$157,900 Land $18,300 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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