8262 Upper Hill Rd, Westover, MD 21871 Property Records

Somerset County property record for 8262 Upper Hill Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,017 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$800 (Mar 1987)
Tax Bill	$2,589 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`06-094368`

Property Details

APN / Parcel Number

Primary APN	`06-094368`
Alternative APNs	`6094368` `094368`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,017 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Deck Area	64 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	094368
Street Address	8262 UPPER HILL RD
City	WESTOVER
State	MD
Zip	21871-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.25 AC W/S UPPER HILL RD UPPER HILL
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3020
Census Tract	930800

Owner

8262 Upper Hill Rd is owned by two individuals who bought it in March 1987.

Source: Somerset County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 332, UPPER FAIRMOUNT, MD 21867-0332
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU/MD INC
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1987 · Amount on File
Deed Sale	Mar 31, 1987 · Amount on File
Deed Book / Page	365 / 358
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	8262 UPPER HILL RD, WESTOVER, MD 21871-4163
Document Number	0010270002
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	SECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8262 UPPERHILL RD UPPER FAIRMOUNT MD 21867, UPPER FAIRMOUNT, MD 21867

Mortgage

Document Number	0010270002
Date	Feb 25, 2019
Book Page	001027/000002

Lender

Name	STATE EMPS CU/MD INC
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	8262 UPPER HILL RD, WESTOVER, MD 21871-4163
Document Number	0009490023
Book / Page	000949 / 000023
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8262 UPPR HILL RD UPPER FAIRMOUNT MD 21867, UPPER FAIRMOUNT, MD 21867

Mortgage

Document Number	0009490023
Date	May 5, 2017
Book Page	000949/000023

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	LUTHERVILLE, MD 21093

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 4, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8262 Upper Hill Rd was $2,589, up 7.8% from the year before.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,589.00 (+7.83%)	$232,900	$249,800 Land $30,200 Building $219,600
2025	$2,401.00
2023	$2,112.00	$189,933	$199,100 Land $20,200 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8262 Upper Hill Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8262 Upper Hill Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 97.1% of Maryland
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upper Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures