Yellowstone County property record for 828 Westgate Dr, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,206 sqft · built 1972 |
| Lot Size | 0.242 acres (10,554 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C04451B |
| Primary APN | 000C04451B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 1,206 sqft |
| Basement Area | 1,206 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,554 sqft (0.242 acres) |
| View / Lot | Rural |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 62 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 828 WESTGATE DR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-7023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD HILLS WESTGATE SUBD, S20, T01 N, R27 E, BLOCK 3, LOT 10 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | EMERALD HILLS WESTGATE SUBD |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 940002 |
828 Westgate Dr is owned by two individuals who acquired it in August 2025.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2806 E ROCKWOOD DR, PHOENIX, AZ 85050-3444 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit ALTANA FCU |
| Mar 13, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ALTANA FCU |
| May 3, 2018 | Deed of Trust, Mortgage · Line of Credit ALTANA FEDERAL CREDIT UNION |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALTANA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2022 |
| Deed Sale | Aug 24, 2022 |
| Deed Document Number | 20224027556 |
| Last Transfer Date | Aug 5, 2025 |
| Transfer Doc | 0004109676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 828 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004046091 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 4046091 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 828 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003808081 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 3808081 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 9, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 828 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003848235 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 000003848235 |
| Name | ALTANA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 828 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003930451 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 3930451 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.59% |
| Max Rate At Change | 4.59% |
| Index | Prime Rate |
| Max Rate | 6.59% |
The 2025 property tax bill for 828 Westgate Dr was $1,895, down 37.5% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Unified School District | Lockwood K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,300 (-) Land $44,264 Building $241,036 | $285,300 (-) Land $44,264 Building $241,036 | |
| 2025 | $1,895.00 (-37.5%) | $285,300 Land $44,264 Building $241,036 | $285,300 Land $44,264 Building $241,036 |
| 2024 | $3,032.00 (+39.15%) | ||
| 2023 | $2,179.00 | $288,000 | $288,000 Land $36,806 Building $251,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 828 Westgate Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 828 Westgate Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKWOOD WATER AND SEWER DISTRICT serves 5,900 people · EPA ID MT0000156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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