Yellowstone County property record for 804 Westgate Dr, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,627 sqft · built 1965 |
| Lot Size | 0.265 acres (11,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $343,000 (May 2025) |
| Tax Bill | $2,235 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Dec 2022 Transfer + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C044530 |
| Primary APN | 000C044530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,627 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 475 sqft |
| Unfinished Basement | 53 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,549 sqft (0.265 acres) |
| View / Lot | Rural |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 804 WESTGATE DR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-7023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD HILLS WESTGATE SUBD, S20, T01 N, R27 E, BLOCK 3, LOT 12 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | EMERALD HILLS WESTGATE SUBD |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 940002 |
804 Westgate Dr is owned and occupied by an individual who bought it in May 2025.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Dec 23, 2022 | Intrafamily Transfer, Transfer |
| Jun 4, 2018 | Deed of Trust, Mortgage · VA Mortgage WESTERN SECURITY BANK |
| Apr 29, 2020 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on File |
| Deed Sale | May 16, 2025 · Amount on File |
| Prior Sale | Dec 23, 2022 |
| Deed Document Number | 20254102662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Document Number | 0004038127 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 4038127 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Dec 23, 2022 |
| Property Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Document Number | 0004037523 |
| Map Reference | DOC 709060 |
| Instrument Date | Dec 23, 2022 |
| Instrument | 4037523 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Name | Verified Name |
|---|---|
| Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003850685 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 000003850685 |
| Name | WESTERN SECURITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Apr 29, 2020 |
| Property Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Document Number | 0003918413 |
| Map Reference | DOC 709060 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 3918413 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Document Number | 0003918414 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 3918414 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Sep 11, 2017 |
| Property Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Document Number | 0003826902 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 3826902 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 WESTGATE DR, 804, BILLINGS, MT 59101-7023 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 804 WESTGATE DR, BILLINGS, MT 59101-7023 |
| Document Number | 0003826903 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 3826903 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 804 Westgate Dr was $2,235, down 27.2% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Unified School District | Lockwood K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,100 (+0.29%) Land $45,313 Building $297,787 | $343,100 (+0.29%) Land $45,313 Building $297,787 | |
| 2025 | $2,235.00 (-27.2%) | $342,100 Land $45,313 Building $296,787 | $342,100 Land $45,313 Building $296,787 |
| 2024 | $3,070.00 (+38.98%) | ||
| 2023 | $2,209.00 | $291,800 | $291,800 Land $37,815 Building $253,985 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 804 Westgate Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 804 Westgate Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKWOOD WATER AND SEWER DISTRICT serves 5,900 people · EPA ID MT0000156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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