824 Shadowbrook Ct, Oswego, IL 60543 Property Records

Kendall County property record for 824 Shadowbrook Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 2007
Lot Size	0.029 acres (1,247 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Jul 2017)
Tax Bill	$6,576 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-355-038`

Property Details

APN / Parcel Number

Primary APN	`03-16-355-038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,248 sqft
Basement Area	689 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,247 sqft (0.029 acres)
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	824 SHADOWBROOK CT
City	OSWEGO
State	IL
Zip	60543-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 32 SEASONS AT SOUTHBURY POD 6, COM NW COR SD LT, NE 5, SE 4.95, SE 26, NE 4.50, SE 21, SW 2.50, SE 42, NE 3.50, SE 21 FOR POB, NE 36.85, NE 5.65, SE 26.01, SW 48, NW 26, NE 5.50 TO POB (UNIT 824 -SEASONS AT SOUTHBURY LOT 32 TOWNHOME BUILDING DI
Legal Subdivision	SEASONS AT SOUTHBURY POD
Legal Lot Number	32
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2017
Census Tract	890107

Owner

824 Shadowbrook Ct is owned and occupied by two individuals who bought it in July 2017.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	824 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage PHH HM LNS
Jul 26, 2017	Warranty Deed, Transfer · FHA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Aug 7, 2007 · Amount on File
Deed Document Number	201711599
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	824 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030768
Date	Nov 17, 2021
Instrument	202100030768

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	824 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Document Number	0000009881
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 SHADOWBROOK CT OSWEGO IL 605435224, OSWEGO, IL 60543-5224

Mortgage

Document Number	0000009881
Date	Jul 16, 2018
Instrument	9881

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 26, 2017
Property Address	824 SHADOWBROOK CT, OSWEGO, IL 60543-5224
Document Number	0000011599
Instrument Date	Jul 12, 2017
Instrument	11599
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	824 SHADOWBROOK CT OSWEGO IL 605435224, OSWEGO, IL 60543-5224

Mortgage

Document Number	11600
Date	Jul 26, 2017
Instrument	11600

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,429 Land $31,246 Building $65,183	$289,287 Land $93,738 Building $195,549
2024	$6,576.00
2022		$75,950 Land $24,610 Building $51,340	$227,850 Land $73,830 Building $154,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 824 Shadowbrook Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 824 Shadowbrook Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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