Oakland County property record for 828 Ruffner Ave, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,238 sqft · built 1928 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Aug 2023) |
| Tax Bill | $4,647 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-428-012 |
| Primary APN | 08-19-36-428-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 635 sqft |
| Basement Area | 593 sqft |
| Unfinished Basement | 593 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 28 sqft |
| Patio Area | 211 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 828 RUFFNER AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 36 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 1297 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | LEINBACH-HUMPHREY'S WOODWARD AVE SUB |
| Legal Lot Number | 1297 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 153300 |
Source: Oakland County records · APN 08-19-36-428-012
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 837 HUMPHREY AVE, BIRMINGHAM, MI 48009-1776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2023 | Warranty Deed, Transfer VANGUARD TITLE COMPANY |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY & HM IMPROVEMENT DIV |
| Feb 13, 2018 | Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2023 · Amount on Record |
| Deed Sale | Aug 04, 2023 · Amount on Record |
| Prior Sale | Aug 12, 1998 · Amount on Record |
| Deed Document Number | 202384976 |
| Deed Book / Page | 58785 / 64 |
| Prior Transfer Date | Jul 28, 2023 |
| Prior Transfer Doc | 0000084975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 04, 2023 |
| Property Address | 828 RUFFNER AVE, BIRMINGHAM, MI 48009-1772 |
| Document Number | 0000084976 |
| Book / Page | 58785 / 64 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 84976 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 828 RUFFNER AVE, BIRMINGHAM, MI 48009-1772 |
| Name | Verified Name |
|---|---|
| Address | 837 HUMPHREY AVE, BIRMINGHAM, MI 48009-1776 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 828 RUFFNER AVE, BIRMINGHAM, MI 48009-1772 |
| Document Number | 0000173586 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 828 RUFFNER AVE BIRMINGHAM MI 480091772, BIRMINGHAM, MI 48009-1772 |
| Document Number | 0000173586 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 053397/000358 |
| Instrument | 173586 |
| Name | COMMUNITY & HM IMPROVEMENT DIV |
|---|---|
| Address | PONTIAC, MI 48341-0414 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 828 RUFFNER AVE, BIRMINGHAM, MI 48009-1772 |
| Document Number | 0000098982 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2018 |
| Name | Verified Name |
|---|---|
| Address | 828 RUFFNER AVE BIRMINGHAM MI 480091772, BIRMINGHAM, MI 48009-1772 |
| Document Number | 0000098982 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 051898/000042 |
| Instrument | 98982 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 11, 2058 |
| Rate | 3.87% |
|---|
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,647.00 (-37.76%) Homeowner's exemption | $153,540 (-14.11%) | $307,080 (-14.11%) |
| 2024 | $7,466.00 (+88.44%) | ||
| 2023 | $178,760 (+19.97%) | $357,520 (+19.97%) | |
| 2022 | $3,962.00 (+6.22%) Homeowner's exemption | $149,000 | $298,000 |
| 2021 | $3,730.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 864 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BIRMINGHAM serves 20,472 people |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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