Oakland County property record for 809 Ruffner Ave, Birmingham, MI 48009 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,290 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $507,310 (2017) |
| Tax Bill | $12,218.00 (2025) |
| Primary APN | 08-19-36-426-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,290 sqft Living Area |
| 1st Floor | 1,115 sqft 1st Floor |
| Basement Area | 1,115 sqft Basement |
| Unfinished Basement | 1,115 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 120 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 364 sqft Garage |
| Porch Area | 102 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 809 RUFFNER AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1771 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R10E, SEC 36 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 1328 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | LEINBACH-HUMPHREY'S WOODWARD AVE SUB |
| Legal Lot Number | 1328 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | BIRMINGHAM |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 153300 |
Source: Oakland County records · APN 08-19-36-426-027
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 08, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC |
| Jan 11, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 05, 2020 | Deed of Trust, Mortgage · Line of Credit SIGNATURE FCU |
| Apr 23, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MUTUAL/OMAHA MTG LLC |
| Jan 13, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) BBMC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on Record |
| Deed Sale | Jan 13, 2017 · Amount on Record |
| Prior Sale | Oct 11, 2013 · Amount on Record |
| Deed Doc Number | 20178243 |
| Deed Book / Page | 50283 / 200 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Document Number | 0000217663 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 56825/229 |
| Instrument | 217663 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000167742 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | 51051/00832 |
| Instrument | 167742 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000183608 |
|---|---|
| Date | Oct 03, 2017 |
| Book Page | 51135/00772 |
| Instrument | 183608 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006158 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 51466/00073 |
| Instrument | 006158 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Document Number | 0000204462 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 54944/675 |
| Instrument | 204462 |
| Name | SIGNATURE FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Jun 25, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Document Number | 0000102506 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 809 RUFFNER AVE BIRMINGHAM MI 480091771, BIRMINGHAM, MI 48009-1771 |
| Document Number | 0000102506 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 054267/000092 |
| Instrument | 102506 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Document Number | 0000040670 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 809 RUFFNER AVE BIRMINGHAM MI 480091771, BIRMINGHAM, MI 48009-1771 |
| Document Number | 0000040670 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 053884/000241 |
| Instrument | 40670 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 13, 2017 |
| Property Address | 809 RUFFNER AVE, BIRMINGHAM, MI 48009-1771 |
| Document Number | 0000008243 |
| Book / Page | 50283 / 00200 |
| Map Reference | LB27 PG5 |
| Instrument Date | Jan 05, 2017 |
| Instrument | 008243 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,364.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 809 RUFFNER AVE, 809, BIRMINGHAM, MI 48009-1771 |
| Name | Verified Name |
|---|---|
| Address | 411 S OLD WOODWARD AVE UNIT 721, 721, BIRMINGHAM, MI 48009-6648 |
| Document Number | 0000008145 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 008145 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate | 3.75% |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,218.00 (-9.78%) Homeowner's exemption | $369,600 (+9.31%) | $739,200 (+9.31%) |
| 2024 | $13,542.00 (+13.39%) | ||
| 2023 | $338,110 | $676,220 | |
| 2021 | $11,943.00 |
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