828 Prospect Pl, Madison, WI 53703 Property Records

Dane County property record for 828 Prospect Pl, Madison, WI 53703

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,330 sqft · built 1910
Lot Size	0.186 acres (8,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Jun 2018)
Tax Bill	$24,029 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0709-132-0605-3`

Property Details

APN / Parcel Number

Primary APN	`0709-132-0605-3`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,330 sqft Living Area
Gross Area	4,603 sqft
1st Floor Area	1,441 sqft
2nd Floor Area	1,276 sqft
Basement Area	1,441 sqft
Finished Basement	168 sqft
Unfinished Basement	1,273 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Stucco
Roof Material	Metal
Lot Area	8,080 sqft (0.186 acres)
Lot Dimensions	152 ft deep x 53 ft wide
View / Lot	Water View
Driveway	Concrete Driveway
Driveway Area	406 sqft
Pool Type	Spa / Hot Tub (No Pool)
Patio Area	12 sqft
Boat House	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 PROSPECT PL
City	MADISON
State	WI
Zip	53703-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WP-24
Legal Description	PROSPECT PLACE SUBDIVISION, BLK 1, LOT 1 & SW 9 FT OF LOT 2.
Legal Range	09E
Legal Township	07N
Legal Section	13
Legal Quarter	2
Legal Subdivision	PROSPECT PLACE SUBDIVISION
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2000
Census Tract	1802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fourth Lake Ridge Historic District listed 1998 · 123 contributing resources · NRIS 98000167

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dane County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 PROSPECT PL, MADISON, WI 53703-1568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
May 8, 2020	Deed of Trust, Mortgage UNIVERSITY/WI CU
Oct 19, 2019	Deed of Trust, Mortgage · Line of Credit UW CU
Jul 7, 2018	Deed of Trust, Mortgage · Line of Credit UW CU
Jun 20, 2018	Grant Deed, Transfer UNIVERSITY/WI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	20185418841
Last Transfer Date	May 24, 2019
Transfer Doc	0005491757
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Apr 10, 2026
Property Address	828 PROSPECT PL, MADISON, WI 53703-1568
Document Number	0006091873
Instrument Date	Apr 10, 2026
Instrument	20266091873
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 PROSPECT PL, MADISON, WI 53703-1568

Mortgage

Document Number	0006091873,
Date	Apr 10, 2026
Instrument	20266091873

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	828 PROSPECT PL, MADISON, WI 53703-1568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005652700
Date	Oct 22, 2020
Instrument	5652700

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	828 PROSPECT PL, MADISON, WI 53703-1568
Document Number	0005588373
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	828 PROSPECT PL MADISON WI 537031568, MADISON, WI 53703-1568

Mortgage

Document Number	0005588373
Date	May 13, 2020
Instrument	5588373

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	828 PROSPECT PL, MADISON, WI 53703-1568
Document Number	0005535906
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	828 PROSPECT PL MADISON WI 537031568, MADISON, WI 53703-1568

Mortgage

Document Number	0005535906
Date	Oct 30, 2019
Instrument	5535906

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	828 PROSPECT PL, MADISON, WI 53703-1568
Document Number	0005425745
Instrument Date	Jul 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	828 PROSPECT PL MADISON WI 537031568, MADISON, WI 53703-1568

Mortgage

Document Number	0005425745
Date	Jul 17, 2018
Instrument	5425745

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DANE WI
Recording Date	Jun 20, 2018
Property Address	828 PROSPECT PL, MADISON, WI 53703-1568
Document Number	0005418841
Instrument Date	Jun 19, 2018
Instrument	5418841
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,670.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	828 PROSPECT PL MADISON WI 537031568, MADISON, WI 53703-1568

Mortgage

Document Number	5418842
Date	Jun 20, 2018
Instrument	5418842

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,029.00 (+5.41%) Homeowner's exemption	$1,307,600 (+6.86%) Land $643,300 Building $664,300
2024	$22,795.00 (+7.09%)		$1,307,600 (+6.27%)
2023		$1,223,600 Land $608,100 Building $615,500	$1,230,491
2022	$21,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2006)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

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