822 Prospect Pl, Madison, WI 53703 Property Records

Dane County property record for 822 Prospect Pl, Madison, WI 53703

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,023 sqft · built 1914
Lot Size	0.14 acres (6,133 sqft)
Owner	Individual Name on Record
Tax Bill	$22,995 (2024)
Deeds & Mortgages	Nov 2022 Mortgage May 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0709-132-0604-5`

Property Details

APN / Parcel Number

Primary APN	`0709-132-0604-5`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	4,023 sqft Living Area
1st Floor Area	1,714 sqft
2nd Floor Area	1,181 sqft
Basement Area	1,714 sqft
Finished Basement	1,128 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,133 sqft (0.14 acres)
Lot Dimensions	146 ft deep x 42 ft wide
Terrain	Wooded
Driveway	Driveway
Driveway Area	406 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	822 PROSPECT PL
City	MADISON
State	WI
Zip	53703-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C2, WP-24
Legal Description	HEIM SUBDIVISION, BLK 1, LOT 3
Legal Range	09
Legal Township	07
Legal Section	13
Legal Subdivision	HEIM SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2000
Census Tract	1802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fourth Lake Ridge Historic District listed 1998 · 123 contributing resources · NRIS 98000167

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	822 PROSPECT PL, MADISON, WI 53703-1568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage MONONA STATE BANK
May 3, 2021	Deed of Trust, Mortgage · Construction Mortgage MONONA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017
Deed Sale	Nov 1, 2017
Prior Sale	Oct 13, 2009 · Amount on Record
Deed Document Number	0095372971
Prior Transfer Date	Jun 3, 2015
Prior Transfer Doc	5156438
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	822 PROSPECT PL, MADISON, WI 53703-1568
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005875836
Date	Nov 29, 2022
Instrument	5875836

Lender

Name	MONONA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Min Rate At Change	3.25%
Max Rate At Change	6.9%
Index	1-Year T-Bill
Margin	3
Max Rate	6.9%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	822 PROSPECT PL, MADISON, WI 53703-1568
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005724382
Date	May 3, 2021
Instrument	5724382

Lender

Name	MONONA STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,318,900 (+71.26%) Land $589,400 Building $729,500
2024	$22,995.00 (+73.39%)		$1,318,900
2023		$770,100 Land $507,500 Building $262,600
2022	$13,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2006)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

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