828 Oak St, Alameda, CA 94501 Property Records

Alameda County property record for 828 Oak St, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,471 sqft · built 1910
Lot Size	0.058 acres (2,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (May 2021)
Tax Bill	$17,157 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-1225-114`

Property Details

APN / Parcel Number

Primary APN	`74-1225-114`
Alternative APN	`074-1225-114-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,471 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,508 sqft (0.058 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	828 OAK ST
City	ALAMEDA
State	CA
Zip	94501-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00114 BLK: AR: 0074 PAGE: 1225
Legal Subdivision	ENCINAL
Legal Block	55
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	1
Census Block	1000
Census Tract	428400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 OAK ST, ALAMEDA, CA 94501-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Jan 29, 2019	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
May 15, 2018	Grant Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	2021184123
Prior Transfer Date	May 24, 2013
Prior Transfer Doc	0000211129
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 14, 2021
Property Address	828 OAK ST, ALAMEDA, CA 94501-5222
Document Number	0000184123
Map Reference	MB 19 PG 53
Instrument Date	May 11, 2021
Instrument	2021184123
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	828 OAK ST, ALAMEDA, CA 94501-5222

Mortgage

Document Number	0000184124
Date	May 14, 2021
Instrument	2021184124

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	828 OAK ST, ALAMEDA, CA 94501-5222
Document Number	0000023721
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	828 OAK ST ALAMEDA CA 945015222, ALAMEDA, CA 94501-5222

Mortgage

Document Number	0000023721
Date	Feb 5, 2019
Instrument	23721

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 15, 2018
Property Address	828 OAK ST, ALAMEDA, CA 94501-5222
Document Number	0000095968
Instrument Date	May 7, 2018
Instrument	95968
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$797.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	828 OAK ST ALAMEDA CA 945015222, ALAMEDA, CA 94501-5222

Mortgage

Document Number	95969
Date	May 15, 2018
Instrument	95969

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Mortgage

Document Number	95970,
Date	May 15, 2018
Instrument	95970

Lender

Name	RITA M DEMERIN
Address	4522 W AVENUE L6, LANCASTER, CA 93536-4376
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,138,000 (-8.58%) Land $341,400 Building $796,600
2025	$17,157.00 (+6.48%)	$1,244,782 (+4.04%) Land $497,913 Building $746,869
2023	$16,113.00	$1,196,460 Land $478,584 Building $717,876	$1,249,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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