827 Oak St, Alameda, CA 94501 Property Records

Alameda County property record for 827 Oak St, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,420 sqft · built 1910
Lot Size	0.072 acres (3,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Jun 2007)
Tax Bill	$13,400 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-1225-75`

Property Details

APN / Parcel Number

Primary APN	`74-1225-75`
Alternative APN	`074-1225-075-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,150 sqft (0.072 acres)

Location & Zoning

Street Address	827 OAK ST
City	ALAMEDA
State	CA
Zip	94501-5221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00075 BLK: AR: 0074 PAGE: 1225
Legal Subdivision	BELLEVUE
Legal Block	A
Legal Lot Number	37&39
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	1
Census Block	1001
Census Tract	428400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	827 OAK ST, ALAMEDA, CA 94501-5221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2007 · Amount on Record
Deed Sale	Jun 13, 2007 · Amount on Record
Deed Document Number	2007220540
Prior Transfer Date	Aug 22, 2002
Prior Transfer Doc	0000380269
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	827 OAK ST, ALAMEDA, CA 94501-5221
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	HOMESERVICES OF AMERICA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 FLORIBUNDA AVE, BURLINGAME, CA 94010-7513

Mortgage

Document Number	0000051678
Date	Apr 17, 2025
Instrument	2025051678

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2040

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	827 OAK ST, ALAMEDA, CA 94501-5221
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 FLORIBUNDA AVE, BURLINGAME, CA 94010-7513

Mortgage

Document Number	0000039030
Date	Mar 25, 2026
Instrument	2026039030

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	827 OAK ST, ALAMEDA, CA 94501-5221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 OAK ST, ALAMEDA, CA 94501-5221

Mortgage

Document Number	0000210680
Date	Aug 26, 2020
Instrument	2020210680

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$956,360 (+2.01%) Land $289,008 Building $674,352
2025	$13,400.00 (+2.19%) Homeowner's exemption	$937,474 (+3.27%) Land $283,342 Building $661,132
2024	$13,113.00 (+4.09%)
2023	$12,598.00 Homeowner's exemption	$907,807 Land $272,342 Building $635,465	$1,145,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures