828 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 828 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 2,586 sqft · built 1910
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Mar 2025)
Tax Bill	$1,462 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-51-75-7059`

Property Details

APN / Parcel Number

Primary APN	`5307-51-75-7059`
Alternative APNs	`14-5307-51-75-7059` `14077475` `077475`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,586 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14077475
Street Address	828 N 5TH ST
City	READING
State	PA
Zip	19601-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1004
Census Tract	900

Owner

Source: Berks County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 N 5TH ST, READING, PA 19601-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage EAST COAST CAPITAL
Feb 3, 2017	Deed of Trust, Mortgage · FHA Mortgage MCS MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	20257167
Prior Transfer Date	Jun 14, 2024
Prior Transfer Doc	0000007167
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Sep 3, 2026
Property Address	828 N 5TH ST, READING, PA 19601-2212
Document Number	0000029764
Instrument Date	Mar 13, 2026
Instrument	202629764
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	CAPITAL ASSURANCE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 N 5TH ST, READING, PA 19601-2212

Mortgage

Document Number	0000029764,
Date	Sep 3, 2026
Instrument	202629764

Lender

Name	EAST COAST CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	828 N 5TH ST, READING, PA 19601-2212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004601
Date	Feb 3, 2017
Instrument	2017004601

Lender

Name	MCS MORTGAGE BANKERS INC
Type	Mortgage Company
Address	PATCHOGUE, NY 11772

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,462.00 (+6.64%)	$51,800 (-) Land $8,600 Building $43,200	$8,600 (-83.4%) Land $8,600
2024	$1,371.00 (-39.44%)	$51,800 (-) Land $8,600 Building $43,200
2023	$2,264.00 Homeowner's exemption	$51,800 Land $8,600 Building $43,200
1994			$51,800 Land $8,600 Building $43,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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