823 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 823 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,206 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 2023)
Tax Bill	$1,642 (2026)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-59-74-9954`

Property Details

APN / Parcel Number

Primary APN	`5307-59-74-9954`
Alternative APNs	`14-5307-59-74-9954` `077350`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,206 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	823 N 5TH ST
City	READING
State	PA
Zip	19601-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	74
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 N 5TH ST, READING, PA 19601-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICE
Jun 8, 2023	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Nov 22, 2010 · Amount on Record
Deed Document Number	202316625
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	823 N 5TH ST, READING, PA 19601-2211
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	KEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016628
Date	Jun 8, 2023
Instrument	2023016628

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 8, 2023
Property Address	823 N 5TH ST, READING, PA 19601-2211
Document Number	0000016625
Instrument Date	Jun 1, 2023
Instrument	2023016625
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 N 5TH ST, READING, PA 19601-2211

Mortgage

Document Number	0000016626
Date	Jun 8, 2023
Instrument	2023016626

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000016627
Date	Jun 8, 2023
Instrument	2023016627

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,642.00 (+6.62%)	$58,200 (-) Land $10,800 Building $47,400	$10,800 (-81.44%) Land $10,800
2024	$1,540.00	$58,200 Land $10,800 Building $47,400
1994			$58,200 Land $10,800 Building $47,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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