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828 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 828 Main St, Cambria, CA 93428

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 bd · 3 ba · 1,764 sqft · built 1920
Lot Size0.137 acres (6,000 sqft)
OwnerCompany Name on Record
Last Sale$540,000 (Aug 2018)
Tax Bill$6,112 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN022-126-043

Property Details

APN / Parcel Number

Primary APN022-126-043

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area1,764 sqft Total Area

Exterior

Year BuiltBuilt 1920
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area6,000 sqft (0.137 acres)

Location & Zoning

Street Address828 MAIN ST
CityCAMBRIA
StateCA
Zip93428
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionCAM PINES U 7 LTS 76 77 78
Legal SubdivisionCAMBRIA PINES UN #7
Legal Lot Number76-78
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1054
Census Tract10404

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2564 BURTON DR, CAMBRIA, CA 93428-4901
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Deed Document Number2018034054
Record UpdatedJun 8, 2026

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 16, 2018
Property Address828 MAIN ST, CAMBRIA, CA 93428
Document Number0000034054
Instrument DateJul 30, 2018
Instrument34054
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2564 BURTON DR CAMBRIA CA 934284901, CAMBRIA, CA 93428-4901

Mortgage

Document Number34055
DateAug 16, 2018
Instrument34055
Lender
NameRANDALL C & NANCY J FLAMM
Address575 N GREEN VALLEY RD, CAMBRIA, CA 93428-6005
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number34056,
DateAug 16, 2018
Instrument34056
Lender
NameBUCKLEY J & R FAMILY TR (PT)
Address1241 KNOLLWOOD DR, CAMBRIA, CA 93428-3322
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,112.00 (+4.34%)$513,135 (+4.04%) Land $206,369 Building $306,766
2023$5,858.00 (+104.25%)$493,210 Land $198,356 Building $294,854
2022$2,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Astound Broadband.

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