824 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 824 Main St, Cambria, CA 93428

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$540,000 (Aug 2018)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`022-126-035`

Property Details

APN / Parcel Number

Primary APN	`022-126-035`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	824 MAIN ST
City	CAMBRIA
State	CA
Zip	93428-2818
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	CR
Legal Description	CAM PINES U 7 PTN LT 166
Legal Subdivision	CAMBRIA PINES
Legal Block	1
Legal Lot Number	166
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1054
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2564 BURTON DR, CAMBRIA, CA 93428-4901
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Grant Deed, Transfer · Conventional Mortgage RANDALL C & NANCY J FLAMM
May 1, 2017	Deed of Trust, Mortgage GOFF LIVING TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Deed Document Number	201834054
Prior Transfer Date	Apr 16, 2015
Prior Transfer Doc	0000018580
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 16, 2018
Property Address	824 MAIN ST, CAMBRIA, CA 93428-2818
Document Number	0000034054
Instrument Date	Jul 30, 2018
Instrument	34054
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2564 BURTON DR CAMBRIA CA 934284901, CAMBRIA, CA 93428-4901

Mortgage

Document Number	34055
Date	Aug 16, 2018
Instrument	34055

Lender

Name	RANDALL C & NANCY J FLAMM
Address	575 N GREEN VALLEY RD, CAMBRIA, CA 93428-6005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	34056,
Date	Aug 16, 2018
Instrument	34056

Lender

Name	BUCKLEY J & R FAMILY TR (PT)
Address	1241 KNOLLWOOD DR, CAMBRIA, CA 93428-3322

Agreement

Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	824 MAIN ST, CAMBRIA, CA 93428-2818
Document Number	0000027931
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	824 MAIN ST CAMBRIA CA 934282818, CAMBRIA, CA 93428-2818

Mortgage

Document Number	0000027931
Date	Jun 26, 2017
Instrument	27931

Lender

Name	GOFF LIVING TRUST (PT)
Address	1350 ELLIS AVE, CAMBRIA, CA 93428-5958

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$91,019 (+2%) Land $39,820 Building $51,199
2025	$1,216.00 (+4.11%)	$89,236 (+4.04%) Land $39,040 Building $50,196
2023	$1,168.00 (+2.19%)	$85,773 Land $37,525 Building $48,248
2022	$1,143.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

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