828 Georgetown Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 828 Georgetown Dr, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,490 sqft · built 1993
Lot Size	0.015 acres (670 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Jun 2014)
Tax Bill	$8,788 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04001-0000-00012-0000-C0828`

Property Details

APN / Parcel Number

Primary APN	`48-04001-0000-00012-0000-C0828`
Alternative APNs	`48040010000000230000C0828` `4804001000000012C0828`

Interior

Building Area	1,490 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Lot Area	670 sqft (0.015 acres)

Location & Zoning

Old Parcel Number	48040010000000230000C0828
Street Address	828 GEORGETOWN DR
City	RAMSEY
State	NJ
Zip	07446-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAMBRIDGE WEST
Legal Block	4001
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1002
Census Tract	44202

Owner

828 Georgetown Dr is owned and occupied by two individuals who acquired it in June 2022.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	828 GEORGETOWN DR, RAMSEY, NJ 07446-2915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2014 · Amount on File
Deed Sale	Jun 10, 2014 · Amount on File
Prior Sale	Mar 2, 2004 · Amount on File
Deed Document Number	201437255
Deed Book / Page	1684 / 1923
Last Transfer Date	Jun 1, 2022
Transfer Doc	0047440552
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jul 19, 2022
Property Address	828 GEORGETOWN DR, RAMSEY, NJ 07446-2915
Document Number	0047440552
Book / Page	4744 / 552
Instrument Date	Jun 1, 2022
Instrument	2022071371
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	NOT AVAILABLE, SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 GEORGETOWN DR, 828, RAMSEY, NJ 07446-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	828 GEORGETOWN DR, RAMSEY, NJ 07446-2915

Mortgage

Document Number	2022071372
Date	Jul 19, 2022
Instrument	2022071372

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 828 Georgetown Dr was $8,788, down 4.4% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,900 (+4.48%) Land $205,000 Building $240,900	$445,900 (+4.48%) Land $205,000 Building $240,900
2025	$8,788.00 (-4.38%)	$426,800 Land $200,000 Building $226,800	$426,800 Land $200,000 Building $226,800
2024	$9,191.00
2023		$325,700 Land $120,000 Building $205,700	$325,700 Land $120,000 Building $205,700
2022	$8,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 Georgetown Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 828 Georgetown Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20