820 Georgetown Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 820 Georgetown Dr, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,407 sqft · built 1993
Lot Size	0.019 acres (815 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2018)
Tax Bill	$10,244 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04001-0000-00012-0000-C0820`

Property Details

APN / Parcel Number

Primary APN	`48-04001-0000-00012-0000-C0820`
Alternative APNs	`48040010000000230000C0820` `4804001000000012C0820`

Interior

Building Area	1,407 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Georgian
Lot Area	815 sqft (0.019 acres)

Location & Zoning

Old Parcel Number	48040010000000230000C0820
Street Address	820 GEORGETOWN DR
City	RAMSEY
State	NJ
Zip	07446-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAMBRIDGE WEST
Legal Block	4001
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1002
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	820 GEORGETOWN DR, RAMSEY, NJ 07446-2915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	May 31, 2006 · Amount on File
Deed Document Number	201818-035997
Deed Book / Page	2947 / 1300
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	820 GEORGETOWN DR, RAMSEY, NJ 07446-2915
Document Number	0029471307
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ALL JERSEY TITLE LLC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 GEORGETOWN DR RAMSEY NJ 074462915, RAMSEY, NJ 07446-2915

Mortgage

Document Number	0029471307
Date	May 22, 2018
Book Page	002947/001307
Instrument	35997

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,900 (+4.3%) Land $205,000 Building $313,900	$518,900 (+4.3%) Land $205,000 Building $313,900
2025	$10,244.00 (-3.94%)	$497,500 (+31.65%) Land $200,000 Building $297,500	$497,500 (+31.65%) Land $200,000 Building $297,500
2024	$10,664.00 (+7.59%)
2023		$377,900 Land $120,000 Building $257,900	$377,900 Land $120,000 Building $257,900
2022	$9,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20