828 E Main St, Troy, OH 45373 Property Records

Miami County property record for 828 E Main St, Troy, OH 45373 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2015
Square Footage1,587 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2022)
Tax Bill$2,510.00 (2025)

Property Details

APN / Parcel Number

Primary APND08-009930
Alternative APNs
  • 050627.2-14-002-00
  • D08SE006 00800

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,587 sqft Living Area
1st Floor1,934 sqft 1st Floor
Upper Floors620 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2015
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area4,792 sqft (0.11 acres)
Depth X Width87 ft x 55 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area360 sqft Garage

Exterior Amenities

Deck Area200 sqft Deck
Patio Area144 sqft Patio
Porch1 Porch
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address828 E MAIN ST
CityTROY
StateOH
Zip45373-3421
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIN LOT 739 59
Legal SubdivisionPEARSON & EDGES ADDITION
Legal Lot Number739
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1007
Census Tract365200

Owner

Source: Miami County records · APN D08-009930

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address828 E MAIN ST, TROY, OH 45373-3421
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Survivorship Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Apr 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleAug 04, 2003 · Amount on Record
Deed Doc Number20227501
Prior Transfer DateMar 23, 2021
Prior Transfer Doc0000007249
Record RefreshedSep 20, 2026

May 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMIAMI OH
Recording DateMay 11, 2022
Property Address828 E MAIN ST, TROY, OH 45373-3421
Document Number0000007501
Instrument DateMay 06, 2022
Instrument2022OR-07501
Transaction TypeTransfer
Record UpdatedMay 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address828 E MAIN ST, TROY, OH 45373-3421

Mortgage

Document Number0000007502
DateMay 11, 2022
Instrument2022OR-07502
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI OH
Recording DateApr 27, 2021
Property Address828 E MAIN ST, TROY, OH 45373-3421
Document Number0000007249
Instrument DateMar 23, 2021
Instrument2021OR-07249
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 E MAIN ST, TROY, OH 45373-3421

Mortgage

Document Number0000007250
DateApr 27, 2021
Instrument2021OR-07250
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,510.00 (+48.7%) Homeowner's exemption$75,640 (+69.22%) Land $6,790 Building $68,850$216,100 (+69.22%) Land $19,400 Building $196,700
2024$1,688.00 (+2.24%) Homeowner's exemption$44,700 (-) Land $7,040 Building $37,660
2023$1,651.00 (+14.41%)$44,700 (-) Land $7,040 Building $37,660$127,700 (-) Land $20,100 Building $107,600
2022$1,443.00$44,700 Land $7,040 Building $37,660$127,700 Land $20,100 Building $107,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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