825 E Main St, Troy, OH 45373 Property Records

Miami County property record for 825 E Main St, Troy, OH 45373 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1920
Square Footage1,752 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$2,350.00 (2025)

Property Details

APN / Parcel Number

Primary APND08-010110
Alternative APNs
  • 050627.2-04-045-00
  • D08NE012 00700

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,752 sqft Living Area
1st Floor2,272 sqft 1st Floor
Upper Floors616 sqft Upper Floors
Basement Area616 sqft Basement
Unfinished Basement616 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area13,939 sqft (0.32 acres)
Depth X Width251 ft x 55 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Porch Area289 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address825 E MAIN ST
CityTROY
StateOH
Zip45373-3420
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIN LOT 753 57.66
Legal SubdivisionTROY
Legal Lot Number753
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1004
Census Tract365200

Owner

Source: Miami County records · APN D08-010110

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address825 E MAIN ST, TROY, OH 45373-3420
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2024Deed of Trust, Mortgage · Line of Credit
NEW CARLISLE FEDERAL SAVINGS BANK
Mar 25, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2022
Deed SaleMar 25, 2022
Prior SaleJul 18, 1989 · Amount on Record
Deed Doc Number20224832
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address825 E MAIN ST, TROY, OH 45373-3420
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 E MAIN ST, TROY, OH 45373-3420

Mortgage

Document Number0000001099
DateFeb 05, 2024
Instrument2024OR-01099
Lender
NameNEW CARLISLE FEDERAL SAVINGS BANK
TypeBank
Address400 N MAIN ST, NEW CARLISLE, OH 45344
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJan 20, 2039
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMar 25, 2022
Property Address825 E MAIN ST, TROY, OH 45373-3420
Document Number0000004832
Instrument DateMar 25, 2022
Instrument2022OR-04832
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 E MAIN ST, TROY, OH 45373-3420

Mortgage

Document Number0000004833
DateMar 25, 2022
Instrument2022OR-04833
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,350.00 (+25%) Homeowner's exemption$66,720 (+44.42%) Land $9,980 Building $56,740$190,600 (+44.39%) Land $28,500 Building $162,100
2024$1,880.00 (+5.86%) Homeowner's exemption$46,200 (-) Land $10,360 Building $35,840
2023$1,776.00 (+16.69%) Homeowner's exemption$46,200 (-) Land $10,360 Building $35,840$132,000 (-) Land $29,600 Building $102,400
2022$1,522.00 Homeowner's exemption$46,200 Land $10,360 Building $35,840$132,000 Land $29,600 Building $102,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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