828 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 828 Cherry Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1960
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,900 (Feb 2020)
Tax Bill	$2,719 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-08101`

Property Details

APN / Parcel Number

Primary APN	`96-08101`
Alternative APN	`46056042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	141 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDITION LOT 31
Legal Subdivision	CRESTWOOD ADDITION
Legal Tract	89.02
Legal Lot Number	31
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1011
Census Tract	8905

Owner

Source: Lucas County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 CHERRY LN, WATERVILLE, OH 43566-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 20, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	20208552
Record Updated	Oct 29, 2026

February 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 27, 2020
Property Address	828 CHERRY LN, WATERVILLE, OH 43566-1108
Document Number	0000008552
Map Reference	VOL 58 PG 42
Instrument Date	Feb 26, 2020
Instrument	202002270008552
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	LOUISVILLE TTL AGCY FOR N W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	828 CHERRY LN, WATERVILLE, OH 43566-1108

Mortgage

Document Number	0000008553
Date	Feb 27, 2020
Instrument	202002270008553

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 20, 2018
Property Address	828 CHERRY LN, WATERVILLE, OH 43566-1108
Document Number	0000056536
Map Reference	VOL 58 PG 42
Instrument Date	Dec 13, 2018
Instrument	201812200056536
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 CHERRY LN, WATERVILLE, OH 43566-1108

Mortgage

Document Number	0000056537
Date	Dec 20, 2018
Instrument	201812200056537

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 24, 2017
Property Address	828 CHERRY LN, WATERVILLE, OH 43566-1108
Document Number	0000017395
Map Reference	VOL58 PG42
Instrument Date	Apr 20, 2017
Instrument	201704240017395
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 CHERRY LN, WATERVILLE, OH 43566-1108

Mortgage

Document Number	0000017396
Date	Apr 24, 2017
Instrument	201704240017396

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,105 (-) Land $12,565 Building $43,540	$160,300 (-) Land $35,900 Building $124,400
2024	$2,719.00 (+4.9%)	$56,105 (+18.22%) Land $12,565 Building $43,540	$160,300 (+18.22%) Land $35,900 Building $124,400
2023	$2,592.00 (-0.99%)	$47,460 (-) Land $10,815 Building $36,645
2022	$2,618.00 Homeowner's exemption	$47,460 Land $10,815 Building $36,645
2021			$135,600 Land $30,900 Building $104,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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