827 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 827 Cherry Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,924 sqft · built 1962
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2024)
Tax Bill	$3,675 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`96-08021`

Property Details

APN / Parcel Number

Primary APN	`96-08021`
Alternative APN	`46056064`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,924 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	925 sqft
2nd Floor Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	827 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDITION LOT 7
Legal Subdivision	CRESTWOOD ADDITION
Legal Tract	89.02
Legal Lot Number	7
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1015
Census Tract	8905

Owner

Source: Lucas County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	827 CHERRY LN, WATERVILLE, OH 43566-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA BANKING COMPANY
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 15, 2020	Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK
Mar 13, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWEST MORTGAGE INVESTMENTS LTD
Sep 25, 2017	Limited Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 23, 2017	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	202419747
Prior Transfer Date	Apr 13, 2000
Prior Transfer Doc	0000006272
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jun 5, 2026
Property Address	827 CHERRY LN, WATERVILLE, OH 43566-1109
Document Number	0000022029
Instrument Date	May 29, 2026
Instrument	202622029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 CHERRY LN, WATERVILLE, OH 43566-1109

Mortgage

Document Number	0000022029,
Date	Jun 5, 2026
Instrument	202622029

Lender

Name	GEORGIA BANKING COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	827 CHERRY LN, WATERVILLE, OH 43566-1109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014671
Date	Apr 9, 2018
Instrument	201804090014671

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 15, 2020
Property Address	827 CHERRY LN, WATERVILLE, OH 43566-1109
Document Number	0000049051
Instrument Date	Oct 8, 2020
Instrument	49051
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$824.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	827 CHERRY LN WATERVILLE OH 435661109, WATERVILLE, OH 43566-1109

Mortgage

Document Number	49060
Date	Oct 15, 2020
Instrument	49060

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 13, 2019
Property Address	827 CHERRY LN, WATERVILLE, OH 43566-1109
Document Number	0000009191
Map Reference	VOL 58 PG 42
Instrument Date	Mar 9, 2019
Instrument	201903130009191
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 CHERRY LN, WATERVILLE, OH 43566-1109

Mortgage

Document Number	0000009192
Date	Mar 13, 2019
Instrument	201903130009192

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 25, 2017
Property Address	827 CHERRY LN, WATERVILLE, OH 43566-1109
Document Number	0000042003
Map Reference	VOL58 PG42
Instrument Date	Sep 7, 2017
Instrument	201709250042003
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 CHERRY LANE, SHERWOOD, OH 43556

Mortgage

Document Number	0000042004
Date	Sep 25, 2017
Instrument	201709250042004

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

March 2017: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	LUCAS OH
Recording Date	Mar 23, 2017
Property Address	827 CHERRY LN, WATERVILLE, OH 43566-1109
Document Number	0000012442
Instrument Date	Jan 19, 2017
Instrument	12442
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,845 (-) Land $10,710 Building $65,135	$216,700 (-) Land $30,600 Building $186,100
2024	$3,675.00 (+20.33%)	$75,845 (+35.61%) Land $10,710 Building $65,135	$216,700 (+35.61%) Land $30,600 Building $186,100
2023	$3,054.00 (-0.94%)	$55,930 (-) Land $8,260 Building $47,670
2022	$3,083.00 Homeowner's exemption	$55,930 Land $8,260 Building $47,670
2021			$159,800 Land $23,600 Building $136,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
BCI Mississippi Broadband Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Electric Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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