827 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 827 W 5th St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 810 sqft · built 1923
Lot Size0.171 acres (7,453 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Aug 2009)
Tax Bill$2,614 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN010-1290-01400

Property Details

APN / Parcel Number

Primary APN010-1290-01400
Alternative APN
  • 886798

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area810 sqft Gross Area
1st Floor Area810 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area7,453 sqft (0.171 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area84 sqft
Deck Area240 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number886798
Street Address827 W 5TH ST
CityDULUTH
StateMN
Zip55806-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 141, BLOCK 62 SERIAL #
Legal SubdivisionDULUTH PROPER THIRD DIVISION
Legal Block62
Legal Lot Number141
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1001
Census Tract2000

Owner

827 W 5th St is owned and occupied by an individual who acquired it in February 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address827 W 5TH ST, DULUTH, MN 55806-2328
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2009 · Amount on File
Deed SaleAug 3, 2009 · Amount on File
Deed Document Number2009872673
Last Transfer DateFeb 2, 2023
Transfer Doc0001065763
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address827 W 5TH ST, DULUTH, MN 55806-2328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001002312
DateSep 5, 2018
Instrument1002312
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueAug 28, 2038

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address827 W 5TH ST, DULUTH, MN 55806-2328
Document Number0001009627
Instrument DateApr 12, 2019
Transaction TypeMortgage
Record UpdatedApr 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address827 W 5TH ST DULUTH MN 558062328, DULUTH, MN 55806-2328

Mortgage

Document Number0001009627
DateApr 19, 2019
Instrument1009627
Lender
NameMISCELLANEOUS GOVT AGCY
Address520 GARFIELD AVE, DULUTH, MN 55802-2610
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 827 W 5th St was $2,614 with a homeowner's exemption, up 8.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,614.00 (+8.83%) Homeowner's exemption
2025$2,402.00 (+1.26%) Homeowner's exemption$221,800 (+11.12%) Land $85,800 Building $136,000$221,800 (+11.12%) Land $85,800 Building $136,000
2024$2,372.00$199,600 Land $83,200 Building $116,400$199,600 Land $83,200 Building $116,400
2022$172,300 Land $75,500 Building $96,800$172,300 Land $75,500 Building $96,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 827 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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