822 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 822 W 5th St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 732 sqft · built 1890
Lot Size0.16 acres (6,974 sqft)
OwnerIndividual Name on File
Tax Bill$2,672 (2026)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-1270-03160

Property Details

APN / Parcel Number

Primary APN010-1270-03160
Alternative APN
  • 1044960

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area732 sqft Gross Area
1st Floor Area732 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Lot Area6,974 sqft (0.16 acres)
Garage TypeDetached
Garage Area308 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area40 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1044960
Street Address822 W 5TH ST
CityDULUTH
StateMN
Zip55806-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEX S 10 FT FOR ALLEY SERIAL #
Legal SubdivisionDULUTH PROPER THIRD DIV
Legal Block44
Legal Lot Number140
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1002
Census Tract2000

Owner

822 W 5th St is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address822 W 5TH ST, DULUTH, MN 55806-2329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateJan 22, 2018
Property Address822 W 5TH ST, DULUTH, MN 55806-2329
Document Number00A1326248
Instrument DateOct 16, 2017
InstrumentA1326248
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanySTATE LOUIS COMPANY TITLE (SLCTC)

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$445.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address822 W 5TH ST DULUTH MN 558062329, DULUTH, MN 55806-2329

Mortgage

Document NumberA1326251
DateJan 22, 2018
InstrumentA1326251
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 21, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 822 W 5th St was $2,672, down 11.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,672.00 (-11.93%)
2025$3,034.00 (+27.37%)$199,600 (+10.7%) Land $83,200 Building $116,400$199,600 (+10.7%) Land $83,200 Building $116,400
2024$2,382.00$180,300 Land $80,700 Building $99,600$180,300 Land $80,700 Building $99,600
2022$156,000 Land $73,100 Building $82,900$156,000 Land $73,100 Building $82,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 822 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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