827 State St, Wood River, IL 62095 Property Records

Madison County property record for 827 State St, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,064 sqft · built 1950
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jul 2010)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
APN	`19-2-08-21-11-205-014`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-21-11-205-014`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	827 STATE ST
City	WOOD RIVER
State	IL
Zip	62095-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARNETT TERRACE LOT 331-332 50X126 S
Legal Subdivision	HARNETT TERRACE
Legal Lot Number	331-332
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1003
Census Tract	401101

Owner

Source: Madison County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	827 STATE ST, WOOD RIVER, IL 62095-1147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2010 · Amount on Record
Deed Sale	Jul 15, 2010 · Amount on Record
Deed Document Number	201026473
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 23, 2026
Property Address	827 STATE ST, WOOD RIVER, IL 62095-1147
Document Number	0000021259
Instrument Date	Jun 10, 2026
Instrument	202621259
Transaction Type	Mortgage
Record Updated	Aug 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	827 STATE ST, WOOD RIVER, IL 62095-1147

Mortgage

Document Number	0000021259,
Date	Jul 23, 2026
Instrument	202621259

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Jun 15, 2033

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Elementary School District	East Alton School District 13 (PK - 08)
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (+11.98%)	$34,760 (+25.99%) Land $3,280 Building $31,480	$104,280 (+25.86%) Land $9,840 Building $94,440
2024	$2,445.00 (+14.73%)
2022	$2,131.00	$27,590 Land $2,600 Building $24,990	$82,853 Land $7,808 Building $75,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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