797 State St, Wood River, IL 62095 Property Records

Madison County property record for 797 State St, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,456 sqft · built 1920
Lot Size	0.144 acres (6,300 sqft)
Owner	Company Name on Record
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2018 Line of Credit
APN	`19-2-08-21-11-205-020`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-21-11-205-020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	797 STATE ST
City	WOOD RIVER
State	IL
Zip	62095-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARNETT TERRACE LOT 320-321 50X126 S X IRR
Legal Subdivision	HARNETT TERRACE
Legal Lot Number	320-321
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1010
Census Tract	401101

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	814 ALBY ST, ALTON, IL 62002-2562
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage VELOCITY COM'L CAP
Nov 26, 2018	Warranty Deed, Transfer · Line of Credit CAPSTONE FINL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	797 STATE ST, WOOD RIVER, IL 62095-1161
Document Number	0000037307
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 N GOULD ST #R SHERIDAN WY 828016317, R, SHERIDAN, WY 82801-6317

Mortgage

Document Number	0000037307
Date	Nov 18, 2019
Instrument	37307

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 17, 2021

Interest

Rate	11.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 26, 2018
Property Address	797 STATE ST, WOOD RIVER, IL 62095-1161
Document Number	0000037019
Instrument Date	Nov 15, 2018
Instrument	37019
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	NETCO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 N GOULD ST #R SHERIDAN WY 828016317, R, SHERIDAN, WY 82801-6317

Mortgage

Document Number	37020
Date	Nov 26, 2018
Instrument	37020

Lender

Name	CAPSTONE FINL
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 25, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Elementary School District	East Alton School District 13 (PK - 08)
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00 (+10.07%)	$45,210 (+25.9%) Land $4,550 Building $40,660	$135,630 (+25.77%) Land $13,650 Building $121,980
2024	$3,901.00 (+10.45%)
2022	$3,532.00	$35,910 Land $3,620 Building $32,290	$107,838 Land $10,871 Building $96,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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